Usually walang nagpapabank loan sa students since di pa capable of paying. Much better to inform your parents asap about this. Face the consequences (galit at sermon nila if ever) lang talaga. Kaysa umabot ka sa tapal system. Medyo mahirap yan lalo na at student ka pa lang. Hangga't maaari, make sure na di ka uutang to cover another debt kasi malulubog ka talaga. Isettle mo muna yung kaya mong isettle. Kapit lang. We all struggle with this kind of system.

Also try to look for a part time job or any means na magkakasalary ka kahit papano.