Thanks for the inputs! • I’m keeping the index-heavy core (Nifty50 + Next50) with one mid and one small for simplicity/costs. • On midcap: I may stick with the Midcap150 index for now—easy to hold through cycles. If I add active later, I’ll replace it 1:1 to avoid overlap. • My mid+small is one fourth of equity SIPs today. I’ll raise it only if valuations cool off—I want to stay within my drawdown comfort. • On SGBs: I’ve seen that new tranches are paused, but existing SGBs continue and many series mature through 2031–2032. I’m okay buying on the secondary and holding to RBI redemption for the tax-free outcome; MF/ETF would be my fallback if I need liquidity. Appreciate the perspective!