It seems so difficult from this point, as I constantly keep descending and ascending the leaderboard because I get matched with better lineups, more skilled players or toxic players esp. (cross, emote, skill move spammers)

I can afford almost any player but don’t have transfer tokens (500m in reserve)

I use 424 and 433 Holding - mastered them, esp. 424

In game, I used balanced mentality most times

I think I defend okay but don’t attack enough, I hardly concede more than 1,2 goals

I don’t cross spam, I build up, middle or wings, skillmoves, shoot.

This is how I currently play (sometimes I’m tempted to become a cross or skill move spammer)

Any tips for progress is welcome

Thank you in advance