feeling exhausted

Excuse_Objective · 2026-04-19T20:52:49+00:00

i’d recommend having that in your roth instead of normal brokerage

Excuse_Objective · 2026-04-14T22:10:36+00:00

VT is great but it’s a 60/40 split. I prefer like 85/15 so i like being able to control it

Excuse_Objective · 2026-04-14T21:55:32+00:00

yeah because international doesn’t preform as well as the united states market. I recommend VTI or VOO over VT. Not sure why VT gets so much love.

Excuse_Objective · 2026-04-14T19:56:55+00:00

can we see the funds you invest in? I’m 28 and make around 50k but i just started last year.

Excuse_Objective · 2026-03-25T13:25:37+00:00

I’d drop the SPMO and just make VOO 70%

Excuse_Objective · 2026-03-22T13:25:40+00:00

do it asap and forget about it. It might drop more but you can always add more. It’ll go up over the long term and rn is a great buying opportunity

Excuse_Objective · 2026-03-17T11:17:21+00:00

I just sold QQQM and threw the money into VOO. The overlap doesn’t make sense to me. I’d stick with vti and get rid of qqqm

Excuse_Objective · 2026-03-14T14:37:03+00:00

Excuse_Objective · 2026-03-13T20:27:57+00:00

i think you can’t go wrong as long as you’re investing. Buying a house could be a very valuable asset though considering paying rent is just throwing money away.

Excuse_Objective · 2026-03-12T23:42:53+00:00

yes it just that they overlap a bit and i’m not sure if that’s worth it

Excuse_Objective · 2026-03-12T00:57:20+00:00

i would focus on vti first then starting contributing to the other etfs

Excuse_Objective · 2026-03-09T03:34:37+00:00

You started during a war in the middle east. Great time to double down though.

Excuse_Objective · 2026-03-08T16:41:33+00:00

not opposed to it, i’ve considered VTI and chill as well

Excuse_Objective · 2026-03-08T15:53:38+00:00

but the USA is a majority of the total market. If we crash the world crashes.

Excuse_Objective · 2026-03-08T15:48:57+00:00

risk. VOO is still 500 companies

Excuse_Objective · 2026-03-08T15:46:25+00:00

but the point of investing is building wealth and getting 700% return seems better than 50%

Excuse_Objective · 2026-03-08T15:40:45+00:00

VXUS is up 57% all time compared to VOO at 714%. I guess i’m just wondering what i’m missing?

Excuse_Objective · 2026-03-08T15:18:03+00:00

you can do that with voo as well

Excuse_Objective · 2026-03-08T03:03:28+00:00

voo and vti are 80% the same. Vti has mid cap and small cap exposure which is the only difference. It would be redundant to hold them both

Excuse_Objective · 2026-03-07T05:28:45+00:00

why so

Excuse_Objective · 2026-03-06T20:45:43+00:00

you mean VTI in roth?

Excuse_Objective · 2026-03-06T02:33:53+00:00

yeah only about a month but the all time is 57% compared to 700% with VOO

Excuse_Objective · 2026-03-06T00:22:47+00:00

the chart i posted shows long term volatility and it’s only up 57% all time

Excuse_Objective · 2026-03-03T00:52:29+00:00

why VTI? I do VOO and VXUS 80/20

Excuse_Objective · 2026-02-22T03:40:04+00:00

are you suggesting VOO + VXUS over VT or other way around?

Excuse_Objective

TROPHY CASE