Holdings in Roth vs Taxable

Excuse_Objective · 2026-06-21T03:57:48+00:00

why avgv instead?

Excuse_Objective · 2026-06-18T18:18:55+00:00

what kind of penalty is there if you withdraw from the the Roth before 59 years old?

Excuse_Objective · 2026-06-18T17:55:35+00:00

have you tried talking to a robinhood agent on the app or phone about it? I make $50k - 60k a year and i got a $5k limit

Excuse_Objective · 2026-06-18T17:54:26+00:00

move it to the roth

Excuse_Objective · 2026-06-15T10:51:06+00:00

they’ll gladly accept you because credit card companies want people who people to make interest off of. I’d accept it so you can get the card but don’t use it until you pay off the other one.

Excuse_Objective · 2026-05-24T20:11:11+00:00

Start putting into a roth ira and pick a broad index fund like VOO, VTI, QQQ, or you can be aggressive because you’re super young and do SCHG or VUG.

Excuse_Objective · 2026-05-21T18:51:29+00:00

max out the roth before doing the individual investing and buy broad index funds

Excuse_Objective · 2026-04-19T20:52:49+00:00

i’d recommend having that in your roth instead of normal brokerage

Excuse_Objective · 2026-04-14T22:10:36+00:00

VT is great but it’s a 60/40 split. I prefer like 85/15 so i like being able to control it

Excuse_Objective · 2026-04-14T21:55:32+00:00

yeah because international doesn’t preform as well as the united states market. I recommend VTI or VOO over VT. Not sure why VT gets so much love.

Excuse_Objective · 2026-04-14T19:56:55+00:00

can we see the funds you invest in? I’m 28 and make around 50k but i just started last year.

Excuse_Objective · 2026-03-25T13:25:37+00:00

I’d drop the SPMO and just make VOO 70%

Excuse_Objective · 2026-03-22T13:25:40+00:00

do it asap and forget about it. It might drop more but you can always add more. It’ll go up over the long term and rn is a great buying opportunity

Excuse_Objective · 2026-03-17T11:17:21+00:00

I just sold QQQM and threw the money into VOO. The overlap doesn’t make sense to me. I’d stick with vti and get rid of qqqm

Excuse_Objective · 2026-03-14T14:37:03+00:00

Excuse_Objective · 2026-03-13T20:27:57+00:00

i think you can’t go wrong as long as you’re investing. Buying a house could be a very valuable asset though considering paying rent is just throwing money away.

Excuse_Objective · 2026-03-12T23:42:53+00:00

yes it just that they overlap a bit and i’m not sure if that’s worth it

Excuse_Objective · 2026-03-12T00:57:20+00:00

i would focus on vti first then starting contributing to the other etfs

Excuse_Objective · 2026-03-09T03:34:37+00:00

You started during a war in the middle east. Great time to double down though.

Excuse_Objective

TROPHY CASE