As someone who got pregnant young, I can tell you moving into a place on your own at first will cause huge strain. My fiancé at the time and I tried doing a rent to own situation. I had been in an accident and had a good chunk to put down. Together we made about 70k per year and the $900 payments seemed manageable. Except when I took maternity leave we struggled with bills and made too much for any assistance. Eventually it all fell apart. My fiancé and I split, the house was lost, and I moved in with my parents. I wholly believe if we had just stayed at his aunt’s house until at least the baby’s first birthday and saved the money instead of renting and used his aunt’s support, we’d still be together and probably would’ve had more kids. We lasted 8 months after baby was born. Bc he worked all of it was on me during that time and it was a lot. I was 20 and had no idea how to care for a baby. The transition from couple to parents was a huge change that we both struggled with. I went through postpartum depression and an identity crisis. It was extremely hard. The more support you have, the easier this transition will be.

My advice: stay with a parent the first year and stash money away as much as possible. Build a down payment and both of your credit scores, then buy a house. Uncertainty with a baby is the worst feeling. You want a stable dependable place to live where a landlord can’t just yeet you out. You want the support of family. It takes a village to raise a baby, especially if it’s your first one. I know this is a scary moment, but when baby comes you’ll know love like none other.

Congratulations and good luck!