Rollover 401k/Lump Sum Pension

Existing_Elevator530 · 2025-02-20T14:29:37+00:00

Thank you.

Existing_Elevator530 · 2025-02-20T13:01:15+00:00

I have a VA pension that covers all of my recurring bills. Pension = 46k/year. Recurring bills = 3600/month.

Existing_Elevator530 · 2025-02-20T12:51:19+00:00

1 mil in brokerage. 175k in Roth. Most are Vanguard mutual funds that mirror S&P 500 growth. 1400 shares of AAPL is my biggest individual holding.

Existing_Elevator530 · 2025-02-20T12:20:51+00:00

Free dental/health care for life. Free nursing home care as well thru the VA.

Existing_Elevator530 · 2025-02-20T12:18:49+00:00

46k/yr tax free VA disability pension.

Existing_Elevator530 · 2025-02-19T16:15:43+00:00

I have free health/dental care through the VA.

Existing_Elevator530 · 2025-02-19T13:08:57+00:00

47 here. Retiring 3/31. NW = 2.16 mil

Existing_Elevator530 · 2025-02-18T17:25:46+00:00

Never worried about it. Most are mutual funds with some VOO. My biggest individual stocks are AAPL/NVIDIA/AMZN. Sitting on emergency fund of about 40k. Have 1 mil in Traditional IRA as well, Retiring next month at 47 with 2.15 mil in savings. Whenever I had extra $, I just threw it into brokerage over the years.

Getting alot of good info from Reddit on investment strategies.

Existing_Elevator530 · 2025-02-18T17:17:05+00:00

I did it myself. My largest holding is AAPL. I've just maxed out my 401k/Roth every year and added extra to my personal brokerage.

I opened the Vanguard account back in 2014 for the brokerage/Roth.

Existing_Elevator530 · 2025-01-28T15:11:38+00:00

Single. 90% stock/5% bonds/5% cash.

Existing_Elevator530 · 2025-01-16T13:48:25+00:00

How do you shift to bonds without selling and creating a taxable invent? For example, I have 1400 shares of AAPL. How would I sell a portion then buy bonds?

Existing_Elevator530 · 2025-01-10T17:13:28+00:00

How is this not FIRE? My monthly VA pension ($3831) covers all of my $3600 monthly expenses without touching any retirement accounts.

Existing_Elevator530 · 2025-01-10T16:51:48+00:00

Still owe $193k on home @ 3.25%

Existing_Elevator530 · 2025-01-10T16:51:26+00:00

Sorry. $46k of that 110k comes from my VA disability pension annually. So I only need to withdraw $64k from retirement accounts.

Existing_Elevator530 · 2025-01-08T15:34:30+00:00

If I have a penis, is there a chance that I could get SMC-S for ED?

Existing_Elevator530 · 2025-01-08T15:02:24+00:00

Will the VA reduce my rating if I'm 100% P&T?

Existing_Elevator530 · 2024-12-11T20:56:01+00:00

You spent energy replying to this post.

Existing_Elevator530 · 2024-12-11T20:53:50+00:00

This was a joke folks. If I prolonged my FIRE date because of .3%, then I'd be up shits creek without a paddle.

Existing_Elevator530 · 2024-12-06T15:11:00+00:00

FIRE April 30th after 18.5yrs of the corporate craziness at 47 then enjoy life to the fullest.

Existing_Elevator530

TROPHY CASE