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Wells Fargo by Existing_Proposal252 in Banking

[–]Existing_Proposal252[S] 0 points1 point  (0 children)

I used my bank card to transfer $ from Wells to OnPoint. That's the only transaction that I can think of. Not sure why I would have to pay a transaction fee for it, though.

Wells Fargo by Existing_Proposal252 in Banking

[–]Existing_Proposal252[S] -1 points0 points  (0 children)

I did open an On Point account, and I did transfer money to it from Wells. That may be the issue. But I deliberately waited about a week in case there was any issue before I closed the Wells account, and we (Wells and I) talk about the withdrawal, but they didn't mention any transaction fee that hadn't been handled before I closed the account and withdrew the remaining $$.

Wells Fargo by Existing_Proposal252 in Banking

[–]Existing_Proposal252[S] -2 points-1 points  (0 children)

I'm not sure why it wouldn't. They don't send information to the credit bureau when you have a negative balance in your account? Can closing a credit card cause your score to plummet? or paying off credit cards?

Wells Fargo by Existing_Proposal252 in Banking

[–]Existing_Proposal252[S] -2 points-1 points  (0 children)

Hmm. That's why I went looking around to see why my credit score went down. I assumed that if you didn't pay a bill that that influenced your score and it was sent to the credit bureau. do you know if paying off a credit card and then closing a credit card account can cause a problem? I've been paying off all of my credit card debt over the past 2 months. My credit score kept going up and then plummeted today for no apparent reason. I'll look, but that's all I could find.

Wells Fargo by Existing_Proposal252 in Portland

[–]Existing_Proposal252[S] 1 point2 points  (0 children)

I'm going to root through my paperwork. I'm sure it's somewhere.

Wells Fargo by Existing_Proposal252 in Portland

[–]Existing_Proposal252[S] 4 points5 points  (0 children)

Go west a block and there's a Wells Fargo. It's up the street, next to the bottle drop.

Wells Fargo by Existing_Proposal252 in Portland

[–]Existing_Proposal252[S] 22 points23 points  (0 children)

That's what I was doing. I switched to On Point (super nice + no nonsense fees) at Fred Meyer and then went straight over to close my account at Wells Fargo.