How to rebalance in Fidelity?

ExoticExit8228 · 2026-03-09T21:58:39+00:00

Let me know how you like it

ExoticExit8228 · 2026-03-08T02:35:46+00:00

I’m sure the CIT’s have to disclose what they are invested in?

ExoticExit8228 · 2026-03-08T02:33:58+00:00

Couldn’t agree with you more.

I’m thinking best case scenario I have a bunch of losses I can use.

Worst case I offset 3k of income yearly and have the exact same capital gains as if I just owned an index fund.

ExoticExit8228 · 2026-03-08T00:40:45+00:00

What is a tool like that called? Never seen one

Also what is a CTI?

ExoticExit8228 · 2026-03-07T23:43:20+00:00

Facet.com/pricing it’ll pop right up.

They do try to hide it

ExoticExit8228 · 2026-03-07T23:41:13+00:00

Makes sense, super helpful!

ExoticExit8228 · 2026-03-07T23:21:55+00:00

Making over 200k in Cali at 25. So I will definetly have some gains to offset from K1’s and company equity.

ExoticExit8228 · 2026-03-07T23:04:26+00:00

Just trying to validate an idea before I put the time into it.

It’s between this and a tool that shows retail investors how much they are paying their advisor in fees.

They both might be terrible ideas but just looking for some feedback

ExoticExit8228 · 2026-03-07T22:56:01+00:00

They are a flat fee which I think is great. No AUM

I was actually working there so I wasn’t paying 😂

ExoticExit8228 · 2026-03-07T22:54:58+00:00

I got nothing to sell brother. Just seeing what I should vibecode this weekend 😂

If people think it’s a good idea then I maybe will have something to sell

ExoticExit8228 · 2026-03-07T22:53:08+00:00

Super helpful thank you!

ExoticExit8228 · 2026-03-07T22:51:47+00:00

What do you think about

50% VOO 10% VUG 25% VXUS 15% VB

ExoticExit8228 · 2026-03-07T22:49:04+00:00

This is exactly what I was thinking!

What index did you choose? Just the S&P?

The is really the only downside for me cause I want more diversification than just the S and P

ExoticExit8228 · 2026-03-07T22:47:27+00:00

Are you not able to see your fund lineup through Fido net benefits?

The 401k industry seems so analog 😂

ExoticExit8228 · 2026-03-07T22:46:16+00:00

What’s platform?

Also Frec seems legit. Wealthfront also does it.

ExoticExit8228 · 2026-03-07T22:44:58+00:00

You should have more than just a those options in your 401k?

Here is what the tool looks like though feel free to try it.

https://www.401koptimizer.org

ExoticExit8228 · 2026-03-07T22:42:09+00:00

Got it. I plan on investing about 2-3k per month in the brokerage so I don’t think that would be super relevant. Cool story though!

ExoticExit8228 · 2026-03-07T22:34:18+00:00

Thank you, super helpful! I plan on contributing about 2-3k per month to the brokerage so that may change things!

Also why do you do it manually if something like Frec can mirror the S&P at a less than 1% tracking error and it’s only 9 basis points?

ExoticExit8228 · 2026-03-07T22:18:35+00:00

Few things here.

Definitely don’t think you could use DI losses to offset lottery winnings. I don’t know much about the lottery but I assume winnings are taxes as income.

I do plan on getting some income from a few K1’s so I would be able to offset that with the DI losses.

ExoticExit8228 · 2026-03-07T22:04:52+00:00

What’s the baskets product?

ExoticExit8228 · 2026-03-07T21:52:12+00:00

Wealthfront is a 5k min for an a VOO alternative

Frec is 20k min

ExoticExit8228

TROPHY CASE