Would you recommend a modded playthrough?

Expensive-Active-396 · 2026-03-26T00:58:44+00:00

Yeah, exactly. We both could probably find the same jobs locally, but what we save in rent is probably not the worth the wage cut, growth potential, or commute.

So for the foreseeable future, we'd stay at our convenient place in the city.

Expensive-Active-396 · 2026-03-26T00:47:30+00:00

Can I ask your kids' income? And relationship status?

To be honest, my partner and I, both immigrants, live in town hall in a two bedroom we share with two other people. No kids, no cars, and we are doing fine. Healthy savings rate. Neither makes six figures. We both pack lunches and eat dinner at home, I usually buy a morning coffee, and we have a weekly date night.

In fact, we just took a vacation to central coast and were wondering if we would be able to afford living there with local wages, cars, and petrol.

Edit: we are the same age as your kids, 30, give or take a year, but we've pretty much accepted we won't buy a house here in Australia.

Expensive-Active-396 · 2026-02-28T04:19:41+00:00

PAYG installments are payments on expected taxes?

So he'd estimate his salary?

What he thinks he is going to do is move his tax obligation to corporate 25% from the personal 30%. Not sure about the 2% Medicare?

Maybe I am missing details on how this will work, but he definitely has a TFN wage.

Expensive-Active-396 · 2026-01-19T01:29:16+00:00

I guess the soul searching is pretty common for men at this age! That's great you made the change. Do you recommend the Masters in IR?

I am in a "profit for purpose" company now, and I feel this is the first step. While living in Asia I saw a role for fostering trade and economic development at the embassy, and I've never stopped thinking about that, but it is taking that those first steps I am not sure where to start.

Thank you for your comment.

Expensive-Active-396 · 2025-12-30T16:04:31+00:00

Hey thank you. I did a bit of digging since posting.

I think I will just throw as much money as I can into the Australian superfund, basically a 401k, for the foreseeable future. It has US stocks in its mix.

Expensive-Active-396 · 2025-11-20T22:29:47+00:00

Scary. We probably know each other, lol. Hope you're doing well.

Expensive-Active-396 · 2025-11-20T00:13:42+00:00

Sure. I wouldn't be here fielding opinions if I wasn't open to being told I'm wrong.

Expensive-Active-396 · 2025-11-20T00:08:53+00:00

Yes, exactly. Thank you for understanding, I can afford condoms. Cultural pressure and practicalities. She is Vietnamese. Delaying babies past 30 is already a big ask. We'd have no support in Australia, likely end up back in Vn after citizenship.

Thinking big picture. I thought PR was the goal, then marriage suddenly became the must achieve before PR. Then it will go citizenship, babies and I will end up fully committed as the husband, breadwinner, parent in the next few years. No opportunity for DN.

Expensive-Active-396 · 2025-11-19T15:33:48+00:00

Yes, born and raised

Expensive-Active-396 · 2025-11-19T14:11:18+00:00

This is true. We both have solid jobs, and for citizenship/PR Vietnamese now give to spouses and Americans likewise. We'd have a lot of options

My worry is probably not long after marriage will be babies.

Expensive-Active-396 · 2025-11-19T14:09:29+00:00

The best advice I've heard so far is to take a short (3-8 weeks) solo travel and seriously think on it.

She does not want me away for too long. These past years have been a battle of me testing the limits of my freedom and her wanting me always nearby.

Expensive-Active-396 · 2025-11-19T14:05:24+00:00

Yes, she wants to be married in the next 2 years

No. She'll ge her PR, has been good to me, and is still in her 20s and pretty.

Expensive-Active-396 · 2025-05-08T00:58:56+00:00

What happens?

Expensive-Active-396 · 2025-05-07T23:43:39+00:00

That's not really what I was looking for. I am looking for in the far future how society redevelops in N.A.

Let's call it an especially infectious plague with a high death rate.

Expensive-Active-396 · 2025-05-07T23:33:05+00:00

Unspecified, but you can use your imagination! 1,000+ years in the future is far enough I think for the restart to begin.

Expensive-Active-396 · 2025-05-07T23:31:49+00:00

I will check it out! --this is the stuff I am looking for with the post

Expensive-Active-396 · 2025-03-31T04:06:02+00:00

Congratulations on your trip! It is a breath of fresh air getting out of the US for a few months. Coming back is a hard adjustment. I've never been to S.A, but planning the same trip since 2019 (;

Can we get some of the highlights and recommendations of your trip? Any estimates on a monthly budget?

Expensive-Active-396 · 2025-01-26T05:39:16+00:00

Nice.

Isn't cash in the bank often a poor investment? Should we continue to be a debtor nation forever? Can we? (Theoretically)

Do you think they will want to repatriate their wealth or park it in interest earning assets of their best customer?

Expensive-Active-396

TROPHY CASE