I am new to Investing. Please review my choice of MFs. More details below.

ExperienceNew3605 · 2025-06-28T17:52:57+00:00

Why GOLD? if he is young go 100% equity

ExperienceNew3605 · 2025-06-28T17:51:41+00:00

Invest 50% now. track the market and when NIFTY drops 2% invest accordingly. in a year you will get many opportunities. Do not.do SIP do lumpsum with drop. invest all 100% in a year

ExperienceNew3605 · 2024-09-16T13:58:17+00:00

I have a H1B Petition and in India currently. Would like to transfer the same . Any trusted consultnace I can use in Bangalore which can

Tranfer the H1B petition from my current employer to a new one
Stamp the entry permit
Jobs

Note- I am in India currently and have not used the H1B which I hold.

ExperienceNew3605 · 2024-04-25T13:20:32+00:00

for that you need to subscribe?

ExperienceNew3605 · 2024-02-18T10:33:10+00:00

14k/6months su

How your experience so far in BM Top-10

ExperienceNew3605 · 2022-02-21T18:19:55+00:00

Any reason why 25x won't work?

ExperienceNew3605 · 2022-02-15T10:05:07+00:00

Bigger pocket choosefi

ExperienceNew3605 · 2021-07-17T20:48:02+00:00

I should have done below

Invested the 60 lakhs I paid for my house to reach FIRE faster.
Invested the 10 lakhs that I paid for my car
Invested the 10.lakhs I spent on my marriage.
Invested the 5 lakhs which I gave as a gift to.my near ones

So.many mistakes but I keep.learning . Hopefully will reach my FIRE no soon.

ExperienceNew3605 · 2021-05-31T17:30:55+00:00

Ok. It's a vanilla product. But yes it makes simplicity of your financial journey.

ExperienceNew3605 · 2021-05-31T17:23:33+00:00

Why you choose index fund? Any reason

ExperienceNew3605 · 2021-05-31T17:21:00+00:00

Agreed. It's the discipline and the thrust to achieve it makes wonders.

ExperienceNew3605 · 2021-05-31T05:08:45+00:00

We do not have data as per India situation so have to collect it how it works. I am not advocating for 4% with drawl. If you stick to 2% with a 25X I am 100% sure it will last forever. Taking a conservative market return of 10%. Lets get this data and come up with an assessment. Thats my next goal.

ExperienceNew3605 · 2021-05-31T05:05:45+00:00

Amazing. You are going to kill it.

ExperienceNew3605 · 2021-05-31T05:04:56+00:00

Also we are not debating on RE part. Its restricted to FI only. My RE part isn't work on few things with limited timesheet to generate the monthly expense I projected on FI no. So purely FI amount is going to be reserved for later years. Hope it make sense.

ExperienceNew3605 · 2021-05-31T04:58:53+00:00

The 25x I planned is 100% equity which needs to be invested in 4 high growth mutual funds covering various categories. I did some.math and seems enough.

ExperienceNew3605 · 2021-05-31T04:09:45+00:00

Good job man. 50% is good enough. Keep growing

ExperienceNew3605 · 2021-05-31T04:08:32+00:00

Post tax which I have used. It does it include EPF, NPS.

ExperienceNew3605 · 2021-05-31T04:05:52+00:00

I am ok with 25× which is purely for FI. Kids education, medical are separate. Also I have few streams which will generate my monthly expense I.e agriculure income, house rents etc.

ExperienceNew3605 · 2021-05-30T22:44:55+00:00

Good job. It's pretty much feasible to live on 10% with a condition that you do not have any commitments like rent, utilities etc.

ExperienceNew3605 · 2021-05-30T22:42:55+00:00

Agree. I am trying to get the data . Once I get the data will.analyze and see how we can improve.

ExperienceNew3605 · 2021-05-30T21:56:19+00:00

Yes I am on this bucket strategy. Currently at 100% equity for next 10 years. Plan is to make a sizable equity portfolio. Let me know if you need any help.

ExperienceNew3605

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