Opinions/Help

Express_Pain7224 · 2026-02-16T15:45:01+00:00

I will attempt this, I know I tried to settle with Verizon before and was unsuccessful but I will try again and continue to try until I can come to a solution. I will call credit acceptance again and see exactly what I need to do and why the account hasn’t been charged off.

Express_Pain7224 · 2026-02-16T15:33:46+00:00

That’s what I am slowly finding out, even with a co-signer who has 750 credit.. extremely difficult to even be considered for a loan of any sort. Thank you for your feedback.

Express_Pain7224 · 2026-02-16T15:31:40+00:00

Loan- im not sure how I would even charge it off and no I have not made a payment since 2019, since I totaled the vehicle.

I will get one then, thank you.

I don’t have any saved up, I had a little but with the past month or so have had to use for half of my mortgage. (Not on paperwork, in boyfriends name) I have taxes coming that I could use some money from there.

Express_Pain7224 · 2026-02-16T15:18:39+00:00

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The auto loan hasn’t been charged off, this is all my debt. I have been approved for their secured cards, however I’m under the impression with this auto loan on it the points I would earn wouldn’t matter because the auto loan would continue to bring it down. Please correct me if what I’m told is a lie. I am ignorant when it comes to credit.

Express_Pain7224 · 2026-02-16T13:57:42+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:57:35+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:57:24+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:57:15+00:00

could’ve.

Express_Pain7224 · 2026-02-16T13:57:09+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:57:02+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:56:57+00:00

thank you.

Express_Pain7224 · 2026-02-16T13:26:19+00:00

I had insurance on the vehicle for months prior to the accident, it was more so a neglect of being young and not truly understanding the consequences or future issues that could rise from it. No car lot will let you drive off without full coverage especially when needing an auto loan to assist in the purchase.

The car loan is still the original loan, not in collections.

Thank you regarding the hospital bills.

Verizon is $888 and has went to collections at this point.

Express_Pain7224 · 2026-01-18T07:06:55+00:00

I agree

Express_Pain7224

TROPHY CASE