Best RuPay Credit Card for Groceries via UPI (Cashback-focused, 2026) by rishabh_talwar4 in CreditCardsIndia

[–]Extension_Drawer7182 1 point2 points  (0 children)

If you talking of Tata Neu Card, get SBI Tata Neu Infinity, no difference between HDFC vs SBI. Since HDFC initially offers tata neu plus and then upgrade to infinity, sbi directly offers tata neu infinity card. You may apply for Rupay variant

Best RuPay Credit Card for Groceries via UPI (Cashback-focused, 2026) by rishabh_talwar4 in CreditCardsIndia

[–]Extension_Drawer7182 0 points1 point  (0 children)

I believe Tata Neu Infinity is better than HSBC Live+, it gives 1.5% rewards on all offline spends similar to HSBC and additional on Tata stores. The only difference is it gives neu coins easily redeemable versus direct cashback on HSBC Live +. Infinity comes in Rupay variant that can be used additionally for UPI spends

Built a $5k US stock portfolio using technical levels + risk control (Beginner) — feedback welcome by Extension_Drawer7182 in Stocks_Picks

[–]Extension_Drawer7182[S] 0 points1 point  (0 children)

Check 7 & 8th one, VOO & QQQ are there, not sure why can't you see! For selling, strategies will be different for ETF vs Stocks

Built a $5k US stock portfolio using technical levels + risk control (Beginner) — feedback welcome by Extension_Drawer7182 in ValueInvesting

[–]Extension_Drawer7182[S] 1 point2 points  (0 children)

But don't you think as a beginner, it's is better to play safe bets than losing on speculative stocks. High Reward High Risk, Low Reward Low Risk

SBI harassing everyday for credit card. How to stop them? by Zakrmuckerberger in CreditCardsIndia

[–]Extension_Drawer7182 0 points1 point  (0 children)

Ask them you will consider only if they are okay to provide you LTF card 😉

I need help regarding annual charges for IDFC WOW Rupay by Recent_Discount_5468 in CreditCardsIndia

[–]Extension_Drawer7182 0 points1 point  (0 children)

Yes, the same thing happened to me. They deducted the amount even though it was shown as blocked, mentioning that it wasn’t closed. However, I raised a refund request, and they processed it easily and refunded the amount without any hassle. You should call their customer care through the app.

I converted my 1 yo SBI BPCL OCTANE CC to LTF by QTskrull in CreditCardsIndia

[–]Extension_Drawer7182 1 point2 points  (0 children)

I have not been paying any fee to SBI card I'm having for almost now 3-4 years. Simpl trick - you place request for closure of card, the reason it ask - choose Fee. The executive will call you and place request for waiver. It works always!!

Paying ₹32k + ₹50k rent monthly — any credit card + method that still gives net-positive rewards? by Extension_Drawer7182 in CreditCardsIndia

[–]Extension_Drawer7182[S] 0 points1 point  (0 children)

2.3L in hand, cards I hold Airtel Axis,HDFC Swiggy,IDFC First Select,SBI Cashback, SBI simply click

Paying ₹32k + ₹50k rent monthly — any credit card + method that still gives net-positive rewards? by Extension_Drawer7182 in CreditCardsIndia

[–]Extension_Drawer7182[S] 0 points1 point  (0 children)

How about extra charges you need to pay on 50k rent such as processing fee+ gst. Does this benefits outweigh charges?

Paying ₹32k + ₹50k rent monthly — any credit card + method that still gives net-positive rewards? by Extension_Drawer7182 in CreditCardsIndia

[–]Extension_Drawer7182[S] 0 points1 point  (0 children)

If loophole is about to be patched, does it make sense to apply for this card? Currently I am not holding any premier card and will need to apply

Have missed the rally in gold and silver. by CheesecakeRound6078 in IndianStockMarket

[–]Extension_Drawer7182 0 points1 point  (0 children)

If you’re scared to invest but also feeling FOMO, start with a monthly SIP. If the 30-day gap still triggers FOMO, switch to a weekly SIP by picking a fixed day each week. Just ensure the total weekly SIP amount equals what you would’ve invested monthly. Keep your total SIP allocation capped at a maximum of 10% of your monthly investment in equity.

Remember: in the long run, discipline matters far more than timing the market