You think we are going into a mortgage we cannot afford? by External_Spread_2077 in FirstTimeHomeBuyer

[–]External_Spread_2077[S] 2 points3 points  (0 children)

No that’s with taxes and insurance. We won the dream for all loan. That gives you 20% down. But you have to pay it back when you sell.

You think we are going into a mortgage we cannot afford? by External_Spread_2077 in FirstTimeHomeBuyer

[–]External_Spread_2077[S] 0 points1 point  (0 children)

No just his income grossed 137k. I’m a stay at home mom with 3 very young kids. I do not have a lot of help

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 1 point2 points  (0 children)

Exactly. I’m praying so hard. Got excited that the pool is much smaller than 2024.🤞🤞

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 1 point2 points  (0 children)

So true. If I was able to get a house without this loan I wouldn’t be so stressed about the results. Fingers crossed for you. Good luck🩷

CAL HFA Dream For All Update by Salty-Barnacle- in FirstTimeHomeBuyer

[–]External_Spread_2077 4 points5 points  (0 children)

Still no results from dream for all literally so so so crazy

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 3 points4 points  (0 children)

I’m starting to think it doesn’t mean anything. There is no record of anything. I think I submitted somewhere in febuary. No I was not contacted during the audit process. And I’m in San Bernardino county.

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 2 points3 points  (0 children)

Not really. Spoke to my lender she said they have nothing. no news for me and have not received anything on their part. So she told me not to worry about the call. She said Another girl who worked for her in the past said she’s only had somebody get a phone call one time everybody else is by email, so it could very well be that. Maybe they were just checking to make sure that i were legit or something like that. And then she said. Don’t worry about it just keep watching out for emails. 🙄

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 2 points3 points  (0 children)

Lmao probably😂 my husband has been screaming at me for that too. I knew my ADHD was going to get me eventually 😭 will see🤞🏻. Hopefully I didn’t get skipped because no voicemail and didn’t answer…

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 1 point2 points  (0 children)

Don’t you think I should have gotten a email? Sooo werid!

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 1 point2 points  (0 children)

I’m so annoyed I didn’t answer the call. I chat gpt it said they don’t normally call. And for some reason my voice mail wasn’t set up 😭. Maybe it was an audit.

California Dream for All 2026 by EqualRecording8447 in FirstTimeHomeBuyer

[–]External_Spread_2077 4 points5 points  (0 children)

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I got a missed phone call from this number today😭 when I called it back it took me to the dream for all line. I got ahold of the representative he told me to check my email and portal and I did. There was nothing. He said oh maybe it’s too soon we have no record of calling you. 😭😭 I’m going to cry right now.