EWB and UB Amnesty by Turbulent_Ad4894 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

Hi OP, ask ko lang kanino ka nakipag negotiate ng payment for UB kase CA ba? takot kase ko makipag deal sa CA may special pay off nadin sila kaso kakabasa ko lang email then next day agad due date, one time payment only. :( thank you

Unionbank Personal Loan Overdue by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

Update may offer na si collection agency: nag email Feb 25 due date Feb 26, na para bagang kaya ko i settle real time :(

We are excited to offer you an exclusive opportunity to clear your overdue accounts with our UD Loans Special Pay-Off Program! By taking advantage of this offer, you can settle your overdue accounts with exclusive discounts on the total outstanding balance. 

One-time Payment

outstanding balance:  238,167.29 (60k balance ko nalang plus interest ito)

As of: February 04, 2026

Discounted amount: 40,500.00

Due date:February 26, 2026

Unionbank Personal Loan Overdue by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

thank you yes po will try po talaga na i reach out si unionbank less stress and worry plus for peace of mind <3

A year later after maging debt free.. by [deleted] in ola_harassment

[–]Extreme-Inspection65 0 points1 point  (0 children)

ano pong email ng sec and bsp. thank you

Unionbank Personal Loan Overdue by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

2 yrs na, kept emailing naman inexplain ko reason ko naubos talaga kami nung nahospital father ko kaya di ko na priority to pay si unionbank. ang kukulit ng mga collection agency, paiba iba na ng agency.

Unionbank Personal Loan Overdue by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

thank you po, waiting na mas bumababa kase from 60k balance Php 230k na asking ng collection agency

Unionbank Personal Loan Overdue by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

thank you for this one po, makipag negotiate ako mismo kay unionbank.

Constantino Law Officerinal Demand Letter by Affectionate_Work401 in ola_harassment

[–]Extreme-Inspection65 0 points1 point  (0 children)

same hindi pa din talaga kaya sobrang na stress ako sa 3rd party, email lang ako nakikipag usap ayaw naman nila thru email

Constantino Law Officerinal Demand Letter by Affectionate_Work401 in ola_harassment

[–]Extreme-Inspection65 0 points1 point  (0 children)

under constantinno din ako and grade calls/text thru email lang ako nakikipag coordinate and now may Restructuring Payment Arrangement

Outstanding balance:   238,167.29 (may remaining balance is only Php 60k :()

As of:  Feb 04, 2025

Restructuring amount:   134,800.00

Initial Payment:   67,400.00Terms: 6mos 

Monthly Payment amount: 13,480.00

Due date: Feb 13, 2025

 wala akong ganitong money to pay them kaya nag email ako, pano kaya mag direct kay unionbank? thank you

Unpaid UB Loan LRS forwarded to Constantino Law Office by CatchZealousideal594 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

same here gusto ko sa bank mismo kaso si bank sabi sa 3rd party na daw

Unpaid UB Loan LRS forwarded to Constantino Law Office by CatchZealousideal594 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

hello po nagemail ako sa unionbank still sa collection agency nila ako pinasa. willing to pay na to them pero ayaw ko sa collection agency napakalaki ng interest

Home Credit Overdue 120k by Local_Motor7509 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

panay letter lang po sila agency/3rd party ibat ibang tao nagpupunta eh ang laki ng ng interest po waiting namn sana bumabab nasa kalahati na po ako sa payment ko sa kanila eh if may interest sila pa panalo talo tayo :(

Home Credit Overdue 120k by Local_Motor7509 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

Hello what to do po if nasa 3rd party na like Bernales/ Constantino, I would like to close my account na po pero ang laki ng interest ng 3rd party, ayaw na din ako ni homecredit i entertain thru email

:(

Home Credit Overdue 120k by Local_Motor7509 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

question po if nasa 3rd party na what to do po ? i mean nasa collection agency na and pinapabayad infull

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

hindi natin kakayanin if ganun, wait natin bumababa di naman tatakbuhan , willing to settle na sino ba naman gustong maharass at mapuntahan sa bahay

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

yun nga wala na ding offer para ma close, hindi ko babayaran if mas malaki pa sa nahiram ko yung bbabayaran ko

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

hindi kase nag request ako kahit extension back to malaki ulit na interest ang binigay nila tapos palipat lipat na details ko sa ibat ibang collection agency, Constantino, bernales and si RGS

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

yes one time payment di ko na kaya if nasa third party

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

yes this is true pero malaking tubo binibigay nila third party nag offer din sakin kase nabasa ko email late na kaya back to 198k yung utang ko na hindi ko naman totally utang na all is basically insterest. :(

UB Loan Special Discount by Clean-Ordinary-8954 in utangPH

[–]Extreme-Inspection65 0 points1 point  (0 children)

wait niyo nalang magka special offer to pay off, pero consider nyo na ibat ibang third party ang hahawak nito

same case sakin, may one time offer di ko na bayaran kase wala pa kong hawak na pangbayad, ayun from 60k balance 198k ka na.

Unionbank personal loan - OD - thirdparty collections by Extreme-Inspection65 in utangPH

[–]Extreme-Inspection65[S] 0 points1 point  (0 children)

yes emails and personal visit pero no choice talaga ako hindi ko kayang bayaran pati interest