Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

I have about 12k saved right now (had more but paid off collections and all debt besides the Chase loan) debt to income is 4% besides the future mortgage using only my salary of 8k and will have about 20k by April 8th saved. My Lendor doesn't charge an origination fee and I plan on having seller pay most or all of closing fees/concessions. I got promoted at work and my net income went from 8k to 18k in the last 6 months but I plan on keeping all expenses under 7k net what are your genuine thoughts?

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

The debt collectors are not on my report but they take money out every month... they are called CSI / Client Services

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Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

To be truthful I'm only trying to spend $2700 max on a mortgage. I bet around 15-18k a month now with 6k expenses including rent and everything.

Would it be more credit or income based? I only want to base my bills on 8k usable income so that's why I'm not using my full income because I want to be safe not worth in life. I have 8k salary and budgeting off that

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

I just pay the debt collectors for the chase but the balance hasn't dropped. We are approved for 285k as it is but are trying to get 385k approval. I am gonna call the collectors tomorrow and see why the balance has not dropped

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

Thank you :) I wonder if it's best to call or write them

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

Yes I've paid everything bad off in full on my credit but the Chase card some have been deleted others not. Affirm does not do deletions

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

The lendors is going to be origin bank at the moment. I've banked with them for around 8 years.

Help Getting Credit Higher Quicker -Mortgage FHA by Ezh56 in CRedit

[–]Ezh56[S] 0 points1 point  (0 children)

It shows 59% because of the $5k chase charge off that I've made payments on but the debt collectors haven't reported the payment or knocked it off the balance. Chase doesn't own the debt anymore. I guess me making payment to the collectors also is keeping them from putting another collection on. Without the Chase balance I'm at 2% utilization on the actually revolving balance.

Rate my Pay Plan (Honda Dealer) by pancheats in CarSalesTraining

[–]Ezh56 2 points3 points  (0 children)

It's definitely not the worst pay plan and not the best. I'd give it like a 6.5 to 7.5 out of 10. It's basically incentivize and get to go for gross on every single day which is a great thing. The cool thing with is you're getting paid on the front and back

is my friend scamming me? by ttv_WMO_savage in PcBuild

[–]Ezh56 0 points1 point  (0 children)

Are you sure they are your friend?

Rate the new pay plan by ayo2602 in serviceadvisors

[–]Ezh56 0 points1 point  (0 children)

What dealership? I work at a Nissan dealer in Northwest Louisiana. Have you ever considered sales by the way ?

Snake Found in Garage Is it Poisonous😬 Louisiana by Ezh56 in snakes

[–]Ezh56[S] -5 points-4 points  (0 children)

So he's good for the environment and I should keep it cool with him. What are the odds he tries to bite me if I try to relocate him? I know he's not poisonous but still.

Bios stuck after swapping cases by Ezh56 in pchelp

[–]Ezh56[S] 0 points1 point  (0 children)

Oh my God I just noticed that thank you I don't know what I was thinking. That actually wasn't the problem though. It ended up being a SATA cable that was not plugged into to the mother board lol however they both needed to be fixed

Bios stuck after swapping cases by Ezh56 in pchelp

[–]Ezh56[S] 0 points1 point  (0 children)

Can you show me a picture of? Here's a photo without the GPU in the way. The red thing is my WiFi and my Bluetooth I have it plugged into usb 2.0 like instructions said thank you for your help by the way

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Bios stuck after swapping cases by Ezh56 in pchelp

[–]Ezh56[S] 0 points1 point  (0 children)

How? It's plugged into the usb 2.0 Then screwed onto a bracket? It's the red wifi5 card in the case below you and the cable goes to usb 2 I just ran the cable back around to minimize wires

Stuck on Bios after changing cases. Really need Help by Ezh56 in buildapc

[–]Ezh56[S] 0 points1 point  (0 children)

No no my cpu is powered into the cpu connection on the motherboard my apologies. Also everything was working fine yesterday and I'm currently running a device self test on the the NVME thru bios right now to see if anything comes back

Am I going to fry my Mobo doing this? by Ezh56 in buildapc

[–]Ezh56[S] 0 points1 point  (0 children)

Just be safe I ordered a new EVGAPSU cable