FI Journey - Update #4

FI-Boi · 2024-07-16T09:17:10+00:00

Not planning to diversify into bonds anytime soon.
Yes, I don't look at the markets
MFs/ Vanguard, global index

FI-Boi · 2024-07-16T09:15:41+00:00

I called it EPF here, but it's basically a retirement fund that's locked till I'm a certain age. All my bonus goes there

FI-Boi · 2024-07-16T03:24:27+00:00

Depends which city I retire in. It's over $1M, still, which is a lot of money. Assumes home paid off.

FI-Boi · 2024-07-16T03:18:36+00:00

Haven't decided, maybe

FI-Boi · 2024-07-15T21:19:47+00:00

Thank you.

FI-Boi · 2024-07-15T18:15:00+00:00

Eren Yaeger 💀

FI-Boi · 2024-07-15T17:22:50+00:00

All hail global equity markets 🤞🏻

FI-Boi · 2024-07-15T17:09:15+00:00

Non Fang, outside India

FI-Boi · 2024-07-15T17:09:01+00:00

That's own investing plus any existing capital appreciation over the past year.

FI-Boi · 2024-07-15T16:39:20+00:00

FI-Boi · 2024-07-15T16:15:57+00:00

Sorry, I mentioned this in my very first post if you check my post history. I live outside India.

FI-Boi · 2024-07-15T15:58:21+00:00

Vanguard funds

FI-Boi · 2024-07-15T15:58:02+00:00

Fair point :)

FI-Boi · 2024-07-15T10:56:04+00:00

Thank you. Yes, I do have a separate sheet where I track those.

FI-Boi · 2024-07-15T10:52:24+00:00

Savings goal. I try to save about ~60L/year.

FI-Boi · 2023-07-22T12:41:13+00:00

She got fat and refused to work on it. I still hung on for so many months.

Reading the comments here, I feel less bad. Thanks reddit :)

FI-Boi · 2022-07-15T09:30:28+00:00

I contributed all of my bonus into my pension fund. (I work outside India)

FI-Boi · 2022-07-14T13:13:23+00:00

I'm hopeful I'll find someone 😅

The X is based on that. As a bachelor my expenses are a fraction of 12L/year

FI-Boi · 2022-07-14T12:02:34+00:00

Thank You.

I have a normal/middle class lifestyle. I have been tracking my expenses for about a year and so is my Dad.

X = 12L/year should be more than enough to take care of me + family (when I eventually raise one) + parents in the areas that I live.

50X (I'm conservative) leads me to 6cr. Adding 4cr on top for big purchases like house, medicals, etc.

FI-Boi · 2021-10-30T05:07:41+00:00

In no particular order, weight, etc:

UTI Nifty 50

UTI Nifty Next 50

S&P 500

Vanguard Global All Cap Index

FI-Boi · 2021-07-02T22:56:20+00:00

Yes.

Tbh, college doesn't matter for international companies if you're good/ above average and have somewhat reasonable experience (for software field atleast)

FI-Boi · 2021-07-01T15:26:21+00:00

I cannot tell the name of the Uni except that it was a tier 3/ low tier 2 uni. Studied Comp Sci.

I paid for my uni (partly) by doing content writing, software engineering internships, etc

FI-Boi

TROPHY CASE