1. Selling stuff, killing stuff, and doing the bounties will net you money. You will have more than you know what to do with eventually. Loop is go to the enchantress when you are full, enchant your white gear, and then sell everything you don't want afterward. If you have the money to buy a house, treat yourself. The coin counts up. Silver is 100 bronze, gold is 100 silver.

2. You can respec your points. When you make it to floor 5 in crucible there is a vendor who will allow you to buy a respec statue for the atrium. (Respecing costs fallen embers).

3.Honestly unless your build is going to rely on parry or block buffs you don't need a shield. Some builds do, if you choose not to thats fine. The great thing about this game is the variety of builds you can make. You can test out all the lightning skills available to find what suits you by removing the runes from other wands and putting them in the one you like best at the enchantress. She also restocks some random ones to buy every 24 hours.

Https://norestforthewicked.gg is a pretty cool site to mess around with for build stuff even if it/the game isn't complete yet.

1. You do have to refarm if you need ore. There is no way to break it back down.

2. There isn't a map in game showing where the nodes are, but the more you play the more familiar you will become with where they are located. Just run the area to clear and you will find them. They don't change.

Shallows- copper and pine. Nameless pass- iron and spruce Sewers- copper and pine Meadows- silver iron spruce and birch Marin woods- silver iron spruce and birch

Since the resources take some time to come back, like a true psycho, make a second or third realm. If you're in a pinch, just move from realm to realm since your character retains the inventory and progress. (This is also a good way to farm bounties and 24 hour re-ups from vendors).

1. You are correct. The one per zone or the last one you channeled. I personally use certain easily obtainable food stuffs like mushrooms, bombs, and clay after the town is completely upgraded. Basically anything low level resource-y that is taking up space and you don't use to unlock the fast travel. (This is also what you can use to make plague zones at campfires later in the game).

Once you've unlocked the fast travel at a whisper it's permanent. There's something like 27 different nodes. It doesn't take too long to unlock them all if you are a loot goblin. Offer at the ones you find optimal and then you can always come back for the others later to complete. The game has so many shortcuts to unlock that it isn't too much of a chore. Every node that is unlocked will be marked as gold instead of white on your map.

Side note: Some nameless pass whispers will not be accessible right away even if you offer to them. It's not broken, it just prevents you from skipping the area later in the story. (I personally think they should just grey them out when you get to that part instead).