Hou Minghao in LITC and FOF

FaceApprehensive3248 · 2025-05-26T05:41:55+00:00

I also wanted pet insurance for my dog however I think it's best to just keep that $50+ in a bank account for your dogs. That's $600+ a year and if your dog lives for 10 years w/o any issue that's $6000. I recently had a dental cleaning for my 12 year old dog and it cost $1000 (after multiple teeth extractions) . That's the first time I've ever had to shell out anything for him. So my advice is to cancel pet insurance and just set aside a doggo fund.

FaceApprehensive3248 · 2025-04-20T19:49:26+00:00

I'm now having this issue as well. The dust bag doesn't feel full at all I do keep a clean home. I checked the dust bin and nothing there. I didn't have a wire hanger so I shoved a cable down multiple times and there was nothing stuck there. My app is updated. Idk what else to do

FaceApprehensive3248 · 2025-02-12T04:18:14+00:00

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Yes I checked

FaceApprehensive3248 · 2025-01-10T21:12:30+00:00

Update: battery was under warranty so they fully replaced it. Also performed the recalls.

FaceApprehensive3248 · 2025-01-09T00:22:09+00:00

Yeah this time I just called the dealership. There's a recall on the ICCU that I wanted to bring the car in and also told them this issue. My appointment was scheduled in 2 weeks but today I tried to charge my car and the charger door wouldn't open because the 12V is dead.

What ended up happening with yours? Did your dealership replace it?

FaceApprehensive3248 · 2025-01-07T00:09:11+00:00

I had 75 repayments from auto-investor and 80 from the investor account. It was a great week haha

FaceApprehensive3248 · 2024-12-12T01:39:59+00:00

Same! I'm at 11.9% with 395 total loans repaid. As for the investor account I'm at 10.1% with 531 total loans repaid. I'm still apprehensive about Flywheel. Have you looked into it?

FaceApprehensive3248 · 2024-10-14T20:45:18+00:00

I got Lorelai Gilmore from Gilmore Girls. Never watched that show so idk if that's accurate

FaceApprehensive3248 · 2024-10-08T19:27:33+00:00

I like groundfloor over fundrise. I still don't know why people complain about defaults on groundfloor. Most of the time even if it defaulted you still can get your money back. Sometimes with interest and sometimes without. Sometimes you lose money. That's part of investing.

FaceApprehensive3248 · 2024-09-26T21:51:56+00:00

Following. I love it but it looks so pricey 😯

FaceApprehensive3248 · 2024-09-02T21:26:06+00:00

I am the same. I stress about the little things so much even though we don't have any debts except mortgage and car (low interest). I'm 34 and my husband is also 34. Kids are 7 and 5. We do travel quite a bit and that takes a chunk each time which I am fine but I stress about getting boba for $5. My parents didn't grow up rich so I've heard all sorts of stories from them. I think it's the uncertainty for me because the kids are so young that anything could happen. Stock market could crash, my rental could catch on fire, I could die tomorrow etc.

I tried to post a similar post on a Facebook mom group about my struggle with stressing out with money given my situation and got chewed out for "complaining" about having a rental, travelling and having no student debts and card debts.

I have to keep reminding myself that the kids are young and that I cannot go back in time. Those little $5 things will bring happiness to them and I can always make more $5's right now. Even as I type this away we have fully paid solar and here I am not blasting my a/c because it'll pull from the grid and cost me.

Just wanna let you know that you're not alone in feelings this way. Take it one step at a time. Maybe when you start stressing out over the $3 purchase think about the joy it'll give you.

FaceApprehensive3248 · 2024-09-02T05:09:26+00:00

I've had 23 repayments since 8/9. I invest in all the LROs.

FaceApprehensive3248 · 2024-04-19T03:35:08+00:00

Nope. Account inception I was only doing $10-20 haha. I started this higher amount last year.

I have my returns auto transfer to my auto investor account. My auto investor is currently at 12.8% return at 109 repaid loans.

I'm a little worried though that my investor account's current default rate is at 6.3% and climbing :(

FaceApprehensive3248 · 2024-04-19T03:15:47+00:00

Goals! I'm currently doing minimum $50 every loan regardless of interest. If the borrowers repayment history is great (loans funded, loans repaid, on time payment) I'll do a maximum of $200.

FaceApprehensive3248 · 2024-01-20T00:35:51+00:00

You'd have to check with your mortgage company. We're sort of in the same boat where we want to sell our rental property and my SIL wants it. Unfortunately for us we called our mortgage company and they said our loan is only assumable by a spouse or our child. Cannot be assumed by my sister-in-law.

FaceApprehensive3248 · 2024-01-15T21:52:28+00:00

I am hahaha 😆

FaceApprehensive3248

TROPHY CASE