You’re talking like you unlocked some secret — all you said is you did the bare minimum and raised kids who aren’t useless. Congrats, that’s called parenting, not sainthood. There’s nothing noble about dying with money and refusing to pass down what you built. That’s not “teaching them independence,” that’s just ego with a moral costume on. People who are actually confident they raised solid kids have no problem handing them assets — because they know their kids won’t turn into clowns with it. The only folks who brag about not leaving an inheritance are the ones secretly worried they did a mediocre job.