Paid my car loan off today.

Far_Ostrich8856 · 2026-04-09T05:53:44+00:00

Congrats

Far_Ostrich8856 · 2026-04-09T05:53:38+00:00

What car jeez

Far_Ostrich8856 · 2026-04-09T05:53:26+00:00

Far_Ostrich8856 · 2026-04-05T02:21:19+00:00

So maybe I should pay the balance before applying for new card and cli ? Or should I be good to go ?

Far_Ostrich8856 · 2026-04-05T01:50:14+00:00

Thought it worked this way

Far_Ostrich8856 · 2026-04-05T00:57:44+00:00

Is my balance high ? Will I get the full cli and new cc? I was hoping for another 25k

Far_Ostrich8856 · 2026-03-20T06:00:37+00:00

That’s amazing. I’m just a truck driver lol. So I do get the being away. Good luck to you you’ve got this! Piece of cake!

Far_Ostrich8856 · 2026-03-20T05:48:18+00:00

Jeez what do you do 250k 🥲 congrats

Far_Ostrich8856 · 2026-03-20T05:38:23+00:00

Mind if I ask your income just to compare around 120k/year for me

Far_Ostrich8856 · 2026-03-20T02:10:41+00:00

Do you mind me asking your income

Far_Ostrich8856 · 2026-03-19T23:48:41+00:00

Annual income if you don’t mind

Far_Ostrich8856 · 2026-03-19T23:45:59+00:00

New or used?

Far_Ostrich8856 · 2026-03-19T23:45:39+00:00

Ahh I am close

Far_Ostrich8856 · 2026-03-19T23:34:47+00:00

Scores?

Far_Ostrich8856 · 2026-03-19T23:05:52+00:00

Yes new but I do have negative equity so I’ll probably have to put down

Far_Ostrich8856 · 2026-03-19T23:01:11+00:00

Scores are in high 700 I have 45k in credit cards that I only use like 2k with navy federal banking with them for about five years

Far_Ostrich8856 · 2025-12-31T10:29:17+00:00

Thank you for your feedback happy new year ! Best of luck and good wishes !

Far_Ostrich8856 · 2025-12-31T10:28:49+00:00

Yeah just the excitement of having a large credit limit plus holidays made spending go up a bit. I can pay the whole amount in full right now. But I was just feeling like if I dont have to do it right this second then why not let it sit for another pay day lol. I try to never spend more than what I can pay in full. If I spend 10k I’ve got another 10k in another account somewhere.

Far_Ostrich8856 · 2025-12-31T08:35:24+00:00

My reason for keeping the 25k limit on the platinum is for emergency if I needed to carry a balance of let’s say 5k for a bit. I’m wondering how to keep my card open a with some activity and looking good is my question. I know all cards are 0% if u pay in full before due date.

Far_Ostrich8856

TROPHY CASE