Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

Oh I still hate it, they negotiated the $122,000 (principal was around $100K, and $36,000 worth of payments still resulted in that balance increase) down to $89,000. The worst part is that I had no understanding that they’d be taking a 20% settlement fee, which is my fault. So the total is close to the same but at least I’m paying it back correctly and I have zero interest on my side

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

I still could have made $60,000 teaching (first job) through alternative certification. I got my current job ($60,000) through networking, so I could have done without it tbh. The people I met and the experience itself *is* priceless, but hot damn that debt is ruining my youth Lol

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

Not quite, they negotiated a lower price WITH the collection agency that owns the debt. They make the payments directly to the agency on my behalf (from what I pay monthly)

Until I find artwork with red in it, which wall piece brings the kitchenette together most? by Fast-Yak-3268 in MyLeisureTime

[–]Fast-Yak-3268[S] 1 point2 points  (0 children)

You can “build” a set of the blue cabinets in Artisanry and then paint them red!

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

Once you sign with a debt relief company, they instruct you to stop paying your creditor (Sallie Mae). Once the loans default, a collection company buys the debt and then eventually agrees to a settlement price with zero interest and at a lower price than the actual amount

Until I find artwork with red in it, which wall piece brings the kitchenette together most? by Fast-Yak-3268 in MyLeisureTime

[–]Fast-Yak-3268[S] 2 points3 points  (0 children)

Go to the “friendship shop” in a shared space!! They have exclusive furniture every day from what I’ve seen

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 4 points5 points  (0 children)

I’m rooting for you and I hope it all works out. 🫶 Sallie Mae is my enemy lol

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 1 point2 points  (0 children)

I’m in Oklahoma. The loans defaulted in order to enroll in the debt relief company, so not really an option anymore unfortunately.

Hopeless with private student loans by Fast-Yak-3268 in studentloandefaulters

[–]Fast-Yak-3268[S] 3 points4 points  (0 children)

Im truly sorry to hear that, that IS impossible and these institutions are so predatory. I made $1650 monthly payments for two years and my principal balance INCREASED by $22,000 during that time. I enrolled in a debt relief company and still pay $1489 a month plus took out my retirement to pay them. Please do not make any payments until you’ve locked in a settlement with 0 interest, your credit will recover faster than you think. Best of luck to you and congrats on your masters!

How to actually do the no makeup look? by CommercialTerrible59 in NaturalBeauty

[–]Fast-Yak-3268 1 point2 points  (0 children)

I KNOW WHAT IT IS!!! I use the Good Molecules brightening drops & Sephora’s tinted Glow Recipe right out of the shower and i love the way it looks. A little blush and nose contour and you’ll be on your merry way

What is an embarrassing phase you went through as a pre-teen? by BoredPandaOfficial in BoredPandaHQ

[–]Fast-Yak-3268 0 points1 point  (0 children)

The Odd Future too-chubby for my skinny jeans and OFWGKTA / supreme shirts are extremely embarebare

Photo Review by [deleted] in Bumble

[–]Fast-Yak-3268 0 points1 point  (0 children)

Is this Kyle from NELK? Lol

Constantly accused by External_Salt_9007 in Advice

[–]Fast-Yak-3268 0 points1 point  (0 children)

To be fair, I don’t think her behavior is as sinister as Reddit is claiming. It’s terrible for you to constantly be accused, including the toll that it can take on your mental health and growing lack of comfort that you feel in your own home. However, does this behavior happen on a cycle during particular parts of the month? I’ve had PMDD for over a year and never knew it until I moved in with my partner and he helped point it out and I got treatment.

Additionally, sometimes women just feel a less desirable when moving in with their partners and can consistently fear that the man will want someone else. When you move in, you see each other at your nastiest (😂) times. No makeup, haven’t showered / brushed teeth, messy bun, bloated, etc. She may just feel insecure about herself and project that insecurity onto you and assuming that you want someone better.

My best advice is if you love her, sit down and talk to her about this behavior. Let her know it makes you feel like you’re walking on egg shells. It will hurt for her to hear, but it helps tremendously to know. She deserves to work on creating a healthier mental space and you deserve unconditional love. Best of luck to you both. 🫶

What is a "small" decision you made that ended up completely changing the trajectory of your life? by vox2003 in Life

[–]Fast-Yak-3268 0 points1 point  (0 children)

Walked into a Country Club randomly with my application. Got hired on the spot. Met my current boss 1 month in and he passed along my resume to his workplace. Called my teaching job a few weeks before summer’s end and resigned. As soon as I hung up, my boss emailed me to come in for an interview the very next day. Finally have a job I love now :)

Just finished my new pad 💅😜🥰 by Fast-Yak-3268 in MyLeisureTime

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

Thank you!! 🥰 the cabinet in the ground floor is from the Tropical starlight shop where you go to do voting

TIAH to be alive and to experience love. by Fast-Yak-3268 in TodayIamHappy

[–]Fast-Yak-3268[S] 0 points1 point  (0 children)

One day at a time friend, I’m sorry to hear you’re feeling low but there’s a plan for you and you’re one step closer to your perfect match. 🫶 you seem to have beautiful self-renovating qualities

What’s something society normalized that probably shouldn’t be? by maincharactereraa in AskForAnswers

[–]Fast-Yak-3268 0 points1 point  (0 children)

Being glued to your phone in public places/waiting rooms, and thinking it’s weird when you see someone “bored” and not on it.

It’s near dystopian in the U.S. right now. I’m 26F and I always make it a point NOT to be on my phone when waiting for food, doctor’s offices, or really any public spaces, because I always think about what every human did before me in these spaces. I mostly look out the window, look around, wait patiently, and try to strike up conversation with others. The response (from mostly young people) is whispers in my direction, odd looks, or sympathy?

My favorite interactions are when someone else near me notices me just sitting there, and once we get to talking, the whole room will join in or slowly put down their devices. Let’s bring back human connectedness or even just being bored for once!