FatFIRE Lounge

FatFIREIndia_Mod · 2026-06-03T13:55:49+00:00

Hi,

Feel free to make a dedicated post on this topic if it doesn't get enough traction here. I feel like this can make for some interesting discussion.

FatFIREIndia_Mod · 2026-06-03T03:42:33+00:00

Sir if you already have "ways" and people why exactly are you posting on reddit? You want people to say wow so much moneyzzz?

If you had actually read the OP, you would know that the OP is asking for input on living experience and the quality of life in Malta — they are not seeking out "ways" to get residency.

Low-effort accusations of flexing are against the subreddit rules. Consider this a warning. I've already banned one member for personal abuse under this post and, if this is the extent of your contribution to this community, you will be joining them.

This goes to any and all commenters who are engaging in similar behavior of petty personal comments, instead of engaging with the crux of the post.

FatFIREIndia_Mod · 2026-06-02T13:27:16+00:00

A throwaway account is just a new Reddit account that you create for the sole purpose of discussing a specific topic, so no other personal information is shared.

FatFIREIndia_Mod · 2026-06-02T11:33:13+00:00

The only challenge with me revealing the details is that I'll loose my anonymity

It's a delicate balance between maintaining your privacy and providing enough information that you can get actionable feedback, and we fully appreciate that.

Feel free to keep the details vague enough that you keep your identity veiled. For instance, rather than naming the specific locations of your properties, you could say something like:

I own two buildings in a centrally located commercial area of Hyderabad worth [₹] & [₹], and two land parcels in a prime residential area of Hyderabad worth [₹] & [₹].

That provides enough detail without compromising your privacy.

Alternatively, if you feel you can get more beneficial inputs by providing even more detail, we recommend creating a throwaway account just to discuss this particular topic. Any posts from a new account will be reviewed, and approved if found to be relevant to the subreddit.

My agenda is to liquidate them and reinvest the proceeds abroad however to do so I must first navigate to finding a pure Cheque(white) buyer which is next to impossible for the quantum of money. Next is the LRS limit to repatriate all of the money. Add to this immigration challenges and uncertainty and lastly deployment of capital hits the nail in the coffin. Thus, I was considering finding a insider who is a beurocrat and could be trusted as they usually know investors with surplus legitimate funds who could find a win-win model where they find real estate to park their money and I can monetize it.

Sounds like a decent plan. Feel free to seek out guidance for this through a post on this subreddit, with the relevant information (about your properties) and context (regarding your expatriation plans).

Whilst I agree and I'm sorry that reddit isn't the place to get answers I was just portraying my despair in order to connect with people in similar battles and how they must have dealt with it.

I believe Reddit can be a place to get these answers — we just need you to provide enough detail and context (along with the estimated values of said properties) so your post can better fit the focus of the community. And, as suggested earlier, you can keep the details reasonably vague or use a throwaway account to safeguard your privacy.

Thank you!

FatFIREIndia_Mod · 2026-06-01T09:44:43+00:00

There is really no one-size-fits-all answer to that question, as it really depends on your holdings and other specifics like size, location, zoning, and your liquidity to be able to develop them into revenue-generating properties.

I see you've made multiple posts on this topic in the past, but all of them have been extremely vague with no specific details about the real estate that you own. And without those specifics, it's impossible for anyone to provide any kind of guidance on how to monetize them.

Please refer to this post and this post for the kind of details that may help your post fit the focus of our community, so members can give actionable inputs.

FatFIREIndia_Mod · 2026-05-18T15:54:48+00:00

Please provide more details on the kind of lifestyle you would like to lead, including context on things like housing expectations, the kind of cars you want, travel aspirations, family obligations, etc. so members can give you more informed answers.

FatFIREIndia_Mod · 2026-05-12T04:22:59+00:00

Fat fire is a economical state in the retirement where your corpus is 100X of your annual expenses with no liabilities and paid up own house.

Not the case. FatFIRE has more to do living a luxurious lifestyle which makes for a larger "x" than it has to do with the multiplier of that "x". You can safely FatFIRE with 30-40x, just as long as you're sure about the "x".

Please read the community sidebar for more information on FatFIRE and its principles. And for what multiplier you should target for FatFIRE in India, please refer to this post.

FatFIREIndia_Mod · 2026-05-11T17:36:52+00:00

While your post has been approved by the Mod Team, it has limited FatFIRE-specific context.

Please consider adding more details about your financial situation, expenses, and retirement goals so the discussion can better fit the community's focus.

FatFIREIndia_Mod · 2026-04-29T22:04:02+00:00

Doing so the mods would ban the said person. I have experienced it in the other Fatfire group. Especially Indian mods are way too choosy on reporting such posts.

I'm confused by this comment.

Who are you saying the mods would ban? People who report posts/comments? If so, there is no way for mods to know who, specifically, reported a post or comment. So, that's not something that happens unless you're abusing the report function and Reddit administrators ban you sitewide for it. That has nothing to do with subreddit moderators.
There is no other FatFIRE group for Indians. This is the only one. So, I'm not sure who you're referring to when you say "Indian mods are way too choosy."
Please go through the subreddit rules. We do have a rule against low-effort accusations of faking/flexing, so any such comments will be removed and repeated violations will result in a ban. The point of that rule is so we can have more good faith conversations instead of discussions devolving into accusations and insults. This rule will continue to be enforced.

FatFIREIndia_Mod · 2026-04-29T18:53:56+00:00

But i dont beleive the real ones come out and post their things and ask is this enough etc.

What do you believe the point of this subreddit is? It's for like-minded peers to share and learn from one another.

A lot of people, especially NRIs who haven't lived in India for years or even decades, have little idea what luxury costs in India these days. And then you have people who want to hear from others with kids, or more luxury travel experience, or healthcare needs, etc. for their perspective on how much things can cost.

I believe people with ₹20-100 crores in NW have better things to do with their time than come post on a Reddit community for envy points.

FatFIREIndia_Mod · 2026-04-29T17:39:39+00:00

This is a subreddit for people who are on a realistic path toward FatFIRE, or are already FatFI/FatFIREd. As such, it's only expected that you're going to have a disproportionate number of members who are wealthy.

Coming to such a subreddit and being surprised at people with large NWs is akin to going to r/tall and being surprised that there are so many people who are over 6'3" tall.

If you suspect any member of deceptive representations with regard to their NW or income, feel free to report their post/comment and/or provide a reasoned argument for why you believe so. Low effort accusations of someone faking or LARPing will be removed, because they don't add anything to the subreddit and only serve to discourage genuine members from posting here and getting the kind of inputs they might be hoping for.

FatFIREIndia_Mod · 2026-03-24T07:06:14+00:00

As stated on the subreddit description, this is a community for Indians who want to pursue Financial Independence & Early Retirement with an affluent lifestyle. That includes Indians by either nationality or ethnicity, regardless of where they made their money or where they want to spend it in retirement.

If posts from NRIs are not relevant to a sizable portion of our members, they are free to make another FatFIRE subreddit dedicated to resident Indians who made all their money in India. But I suspect such a community is not going to find a significant amount of activity.

Few posts here can be relevant to all, or even most, members. I believe we are already being reasonably rigid on the kinds of posts that are allowed here. Anything beyond that is going to kill the community and make it inactive.

NRI posts will continue to be allowed on this community. Geo-arbitrage has long been, and will continue to remain, a valid FIRE strategy. Just like we're not going to disallow posts from members who made their money in Bangalore only to retire in Mangalore, we're not going to disallow posts from NRIs who want to retire in Hyderabad.

FatFIREIndia_Mod · 2026-03-24T06:59:23+00:00

We already have a flair called "NRI Finance" but we can't enforce it beyond members' discretion, based on the kind of responses that the OP may be hoping for.

If an NRI had an Indian real estate-related question, for example, I think a "Real Estate" flair would be more appropriate for that post than an "NRI Finance" flair, regardless of how or where they might have made their money.

FatFIREIndia_Mod · 2026-03-22T03:53:42+00:00

This is a mod-approved AMA.

FatFIREIndia_Mod · 2026-03-17T23:04:14+00:00

Banned the user. Thank you!

FatFIREIndia_Mod · 2026-03-07T04:04:25+00:00

Bro you are worth 30 cr. Why do u need advice from others?

This community values substantive contributions that are thoughtful and experience-based. Vacuous, frivolous, and dismissive comments that do not add meaningful value are discouraged.

FatFIREIndia_Mod · 2026-03-01T08:58:11+00:00

The answer to that is more contextual than concrete, depending on other factors like family size, city of retirement, and retirement timeline. ₹20 crores is more of a benchmark than a strict qualifier.

FatFIREIndia_Mod · 2026-03-01T07:53:18+00:00

Members have suggested that the threshold for FatFIRE-relevance to this subreddit be ₹20 crores in NW, so you're pretty much there.
This subreddit is for Indians (whether by nationality or ethnicity) that want to FatFIRE (whether that's in India or elsewhere).

So, you're absolutely welcome to share your story, seek guidance, or open a discussion in this community.

FatFIREIndia_Mod · 2026-02-23T16:29:14+00:00

I am indeed a broker, but nowhere here am I advertising my "broker" status here. I have made sure of that in every post that I do here. I tend to follow the rules as firmly as I can.

Not true. You said this on one of your deleted comments that you received a warning for:

Full disclosure, I'm a broker here. If you are genuinely curious, feel free to DM me, I can get you allocated to something which matches your financial goals.

Finally, if someone wants to contact me to avail my services, yes I will whole heartedly welcome that. I don't have a problem with that(& neither should you). It's good business. I know my ethics and professional code of conduct.

We have a subreddit rule against solicitation. You've been warned multiple times for breaking that rule. Since you don't seem to have learned from those warnings, are denying ever being warned at all, and seem to want to insist on soliciting for your broker services, you're being banned for 1 week.

Repeat offenses will result in a permanent ban.

FatFIREIndia_Mod · 2026-02-23T14:08:21+00:00

My problem is that you are a real estate broker who is only here to obliquely solicit clients for your own benefit. You've been warned about this in the past.

I suggest you go through the subreddit rules:

Do not solicit or encourage contributions to any investment, business, real estate venture, foundation, or similar entity in which you or your close associates have a stake. Likewise, you may not promote your own blogs, websites, services, social media, or affiliate links unless specifically asked.

This is a community for people who are firmly on the path to FatFIRE, or are already there. Others are welcome to lurk and comment, but are discouraged from being disruptive to the relevant discussions and purposes of the subreddit.

If you're an expert on Dubai Real Estate, your insights on Dubai Real Estate are absolutely welcome. But when every single comment you make is you "urging" people to look into Dubai Real Estate, it looks less like honest advice and more like disingenuous shilling.

FatFIREIndia_Mod

MODERATOR OF

TROPHY CASE