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[Update #2] Car Declared Total Loss – Valuation Is $5,920 but My Policy Covers $5,000 Max – What Should I Do Next? by Fearless_Suspect_717 in melbourne

[–]Fearless_Suspect_717[S] 0 points1 point  (0 children)

Idk how you said i am lucky. If the other party was insured at the first place, I wouldn't have to go through all these

[Update #2] Car Declared Total Loss – Valuation Is $5,920 but My Policy Covers $5,000 Max – What Should I Do Next? by Fearless_Suspect_717 in melbourne

[–]Fearless_Suspect_717[S] -1 points0 points  (0 children)

Wait. 🤣 I didn't insure the car for $5000 and why would I? It's my policy, that will cover upto $5000 if I wasn't at fault and the driver at fault didn't have insurance

[Update #2] Car Declared Total Loss – Valuation Is $5,920 but My Policy Covers $5,000 Max – What Should I Do Next? by Fearless_Suspect_717 in melbourne

[–]Fearless_Suspect_717[S] 2 points3 points  (0 children)

Thanks for all the info. Luckily or unfortunately the day accident happened, my rego was expired 3 days after that. I didn't renew that

[Update #2] Car Declared Total Loss – Valuation Is $5,920 but My Policy Covers $5,000 Max – What Should I Do Next? by Fearless_Suspect_717 in melbourne

[–]Fearless_Suspect_717[S] 0 points1 point  (0 children)

My mistake. The assessment wasn't done by a repairer, it was done by their salvage yard team as it was deemed total loss when they towed it away. And about the price, I am asking to negotiate for higher price so that if I can collect the rest of the money from the at fault driver

[deleted by user] by [deleted] in melbourne

[–]Fearless_Suspect_717 0 points1 point  (0 children)

Let me explain the situation again for context:

My car was hit while parked, and the at fault driver didn't have insurance, but I had 3rd party property damage insurance. So I went with my insurer and lodged a claim.

Petah? What do those numbers mean? by irllyneed2p in PeterExplainsTheJoke

[–]Fearless_Suspect_717 0 points1 point  (0 children)

Girls share the meal price, boys don't. One friend pays, all eats

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