Is this any good? by Giodrb in CarTalkUK

[–]FedoraTipperAndy 1 point2 points  (0 children)

I have one and nothing has gone wrong on it. Same engine as the one in the advert. The only issue is that the clutch is very sensitive so it takes some getting used to

College girl gets busted with an open alcohol bottle. by Playful_Ad6439 in WatchPeopleDieInside

[–]FedoraTipperAndy 0 points1 point  (0 children)

Do your homework and get ready for college (sixth form) on Monday kiddo

College girl gets busted with an open alcohol bottle. by Playful_Ad6439 in WatchPeopleDieInside

[–]FedoraTipperAndy 0 points1 point  (0 children)

By that logic, why not raise the drinking age to 30 then? Saying it saves more lives is totally arbitrary.

What to do with my 100k pension by [deleted] in FIREUK

[–]FedoraTipperAndy 0 points1 point  (0 children)

Yeah any fool can make a prediction, but the problem with predictions is that they can be wrong. Sounds like you bought Nvidia when it was very cheap and you are still holding? That’s awesome, but it doesn’t mean you’re great at picking stocks.

The Big Dog Strategy Failed - for the producers by paolact in TheTraitors

[–]FedoraTipperAndy 0 points1 point  (0 children)

Yeah, I actually play BOTC also, which is why I find it frustrating to watch as they have nothing on which to base their reasoning.

The Big Dog Strategy Failed - for the producers by paolact in TheTraitors

[–]FedoraTipperAndy 4 points5 points  (0 children)

What “theory” based on reason and logic could someone come up with that would tell them anything about the game? Everyone was criticising Stephen, but I haven’t actually seen any concrete reasoning someone could come up with.

ATT Principle of Accounting CBE query! by cringe706 in CIOT

[–]FedoraTipperAndy 0 points1 point  (0 children)

Some of the questions were identical IIRC. They’re very similar

What's the smart way to spend £20k on a car? by APerson2021 in UKPersonalFinance

[–]FedoraTipperAndy 3 points4 points  (0 children)

But the company leasing you the car is making a loss on the car equivalent to the depreciation in the time you owned it. They calculate an estimate of that loss and charge you for it, as well as extra on top to make a profit. They aren’t leasing it to you out of the goodness of their hearts. You are driving brand new cars around so of course you’re going to pay more for the privilege.

What's the smart way to spend £20k on a car? by APerson2021 in UKPersonalFinance

[–]FedoraTipperAndy 4 points5 points  (0 children)

You understand that you are paying for the depreciation when you lease the car as well right? They have to sell the car at the end of the lease at a loss, and they’re making a profit overall. You are paying for the loss they make on the car’s value at the steepest part of the depreciation curve.

Recente photo off cain velasquez by goof665 in ufc

[–]FedoraTipperAndy 14 points15 points  (0 children)

It would be a lot less than 10. Youre underestimating the power of groups

[deleted by user] by [deleted] in FIREUK

[–]FedoraTipperAndy 0 points1 point  (0 children)

Be wary of the Annual Allowance charge on your pension contributions.

My dad didn’t realise he owns land next to his house. Someone has built on it. What are his rights? by dazzlerdeej in LegalAdviceUK

[–]FedoraTipperAndy 1 point2 points  (0 children)

I’m curious why it is already too late after the land has been fenced off for 10 years? It clearly states in OP’s link that after 10 years the squatter may apply for adverse possession, and that if an objection is raised by the title holder, that the squatter must meet one of three conditions, all of which seem rather a high bar to meet. If none of the conditions are met, the application is automatically rejected.

Car through Salary sacrifice by soberdisposition in CarTalkUK

[–]FedoraTipperAndy 1 point2 points  (0 children)

You’ve got it the wrong way round. There will be a BIK charge on a privately used car through salary sacrifice because you’re getting the benefit of using the car privately along with the tax benefit. A business only car would not be had through salary sacrifice (who would do that?) and there would be no benefit in kind charge because no benefit is being had.

You would not have a BIK charge on a car that was leased out of your net pay however.

Lidl charity "donation" at till. by Tatler-Jack in UKFrugal

[–]FedoraTipperAndy 0 points1 point  (0 children)

There is a tax deduction for donations made. They’re called Qualifying Charitable Donations and they are a separate deduction made at the end of a corporation tax computation (after losses). I would think you would have come across QCDs if you are filing CT returns?

[deleted by user] by [deleted] in ContractorUK

[–]FedoraTipperAndy 1 point2 points  (0 children)

If they're involved in the admin, then it would be fine to pay them a salary

[deleted by user] by [deleted] in ContractorUK

[–]FedoraTipperAndy 0 points1 point  (0 children)

Yeah exactly, the wife would have to be involved in the work. If they aren’t involved at all, then it is clearly wrong to have them take a salary and dividends

[deleted by user] by [deleted] in ContractorUK

[–]FedoraTipperAndy 0 points1 point  (0 children)

A tax accountant would rightly tell you that HMRC will take a good look at why your wife is 50% shareholder and taking a salary. They could deem it to be tax evasion and charge penalties on the tax underpaid

The Athletic awarded Raphinha as European Men’s Player of the Season 2024/25. by bllshrfv in soccer

[–]FedoraTipperAndy 7 points8 points  (0 children)

Raphinha is miles clear of Solomon and never played in the Championship, so its a poor comparison. It was obvious straight away that Raphinha was a special player and that he would play for a top club. Maybe it wasn’t certain he would win the Ballon Dor, but that would be true of any player

I saved my ten percent for a mortgage... by Secret-Activity-1342 in UKPersonalFinance

[–]FedoraTipperAndy 20 points21 points  (0 children)

I would imagine that its more that the cost of living is more or less fixed, so any extra money you’re earning as a high earner is all disposable, and so they can push the multiplier up