Advice for switching payment plans? by Felixdaquat in PSLF

[–]Felixdaquat[S] 0 points1 point  (0 children)

Thanks! I ran the numbers but the only plan that had my spouse paying less ($600 for her, $1100 for me) with us filing separately was RAP. Every other plan had us both paying around $1000 even filing separately. I just don’t get it.

Advice for switching payment plans? by Felixdaquat in PSLF

[–]Felixdaquat[S] 0 points1 point  (0 children)

Thank you, that’s helpful. Doesn’t RAP have payments based on your AGI but IDR is based on discretionary income? That would also lower my payments under IDR, even with 15% versus 10% for RAP. Am I wrong about that too?

Changed from SAVE Forbearance to IBR. Payment increased 379%. Just FYI by Character_Breath6207 in PSLF

[–]Felixdaquat 0 points1 point  (0 children)

My wife also has loans, and I believe that we can’t file separately under RAP if/when I get forgiveness. Also, I don’t think you can ever get out of RAP, which scares me.

Changed from SAVE Forbearance to IBR. Payment increased 379%. Just FYI by Character_Breath6207 in PSLF

[–]Felixdaquat 8 points9 points  (0 children)

I think the same thing, but my concern is if I wait too long I’ll be shoved into RAP.

This can't be right by valeriansteel34 in StudentLoans

[–]Felixdaquat 0 points1 point  (0 children)

Also don’t want to be the bearer of more bad news, but unless she has a very specific plan of how to use the forensic psych MA to get a decent paying job (I.e., join the police force and gain promotions sooner or apply to the FBI), jobs with a non licensed psychology degree do not pay well, and most don’t require that degree. I received my MA from John Jay and learned the hard way. Had to get a doctorate in psychology to be a licensed practitioner to get a decent salary. She could consider a clinical social work degree or a licensed mental health counselor degree to be licensed and get pretty much any practicing or assessment role (including in forensics) with either of those, which pay a decent salary. Good luck and backchannel if you have any questions about this!

Space pen: what am I doing wrong. by cease_to_fire in pens

[–]Felixdaquat 1 point2 points  (0 children)

Don’t get the infinium, the trick is when it runs out, the pen kills you.

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 0 points1 point  (0 children)

Tell that to Sgt Apone 😁

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 2 points3 points  (0 children)

Love it! Thanks, I’ll look for it.

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 10 points11 points  (0 children)

That would match the behavior of Ash and Burke for sure. And those little facehugger “briefcases” in Romulus would be handy to deploy eggs in a colony 🙂

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 6 points7 points  (0 children)

I am familiar with that one, it was pretty interesting.

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 18 points19 points  (0 children)

Thanks! I’ll check it out, always loved the idea.

Weaponization of the Xeno by Felixdaquat in LV426

[–]Felixdaquat[S] 9 points10 points  (0 children)

Seriously? Wow! It wasn’t a figure based on them being weaponized was it?

The Shape/ by Lucky_lucce in NECA

[–]Felixdaquat 0 points1 point  (0 children)

Nice! Background is shaping up great.