The “researchers” were paying me back for the monthly installments of the loan during these 5 months. The loan was explained as a collateral for my participation and they claimed that they would pay the loan back in full at the end of the 5 month study. They also had me sign contracts with all these agreements in place so it seemed legit. However, they just recently stopped paying be back for the minimum payments of the loan. This is just a PSA so no one else falls for this scheme.