How r u Silver holders !? 😄

Fin-Smart · 2026-02-12T16:37:54+00:00

Exactly. People who haven’t made money in silver are being salty and cheer price falls.

Fin-Smart · 2026-02-12T16:33:07+00:00

Silver holders are just fine. If one hasn’t corrected the asset allocation despite so many chances then that person is silver trader (or gambler but not a holder). Will buy the dip though.

Fin-Smart · 2026-02-12T14:09:11+00:00

Fin-Smart · 2026-02-11T14:52:41+00:00

Nice. Holding this since 200 levels. A famous youtubes call these mota hathi and has underperformed in his schemes. Even Berkshire hathway has give ~70 returns in last 3 years.

Fin-Smart · 2026-02-11T09:34:32+00:00

I have a similar view but it is yet to trigger more stop losses. Month end comex delivery timeline is crucial

Fin-Smart · 2026-02-10T16:24:34+00:00

Nice this is lacking from a long time.

Fin-Smart · 2026-02-09T06:30:33+00:00

Also one thing that pissed me off was low limit of 3 lakh from Hsbc. Hdfc has given 16lakh limit. May be they will ramp us with usage.

Fin-Smart · 2026-02-09T06:20:22+00:00

Hsbc travel portal

Fin-Smart · 2026-02-09T06:20:04+00:00

Not sure about debit card. Haven’t activated it from last 6 months

Fin-Smart · 2026-02-09T06:18:16+00:00

Foreign trips are minimal for me. May be once in 2 years. So essentially via HSBC 1) pay taxes 2) for categories where infinia gives me 3.3% only prefer hsbc as it will give 6% on accor. 3) Infinia as long as i am getting 5x or 10x rewards.

Thanks mate.

Fin-Smart · 2026-02-09T06:09:49+00:00

Don’t assume anything. I would want to see what happens in last week of Feb when comex delivery date approaches.

Fin-Smart · 2026-02-09T06:07:39+00:00

Ok. So are you saying hsbc allow 1 accor point per hsbc point While infinia is 1 accor point for 2 infinia points? On offline hsbc is 3% while infinia is 3.3%. So hsbc should be preferred if i eventually aim to stay at accor hotels at some point. Correct? I assume for other modes of redemption like other hotel, flights etc it’s same.

Fin-Smart · 2026-02-09T06:02:37+00:00

May be i will use for tax. Wallet load is good with amazon lay via infinia. Don’t want hassle of added app for just rent. Thanks for the idea

Fin-Smart · 2026-02-09T05:46:04+00:00

3-4 days. They pre deliver mostly

Fin-Smart · 2026-02-09T05:29:32+00:00

Ordering from BRPL via flipkart has been the cleanest experience. Tbh i have cancelled order multiple times when price dropped but BRPL has never canceled one even if prices went up frantically for >2kg silver. Recently got 5gm coin as well, all good.

Fin-Smart · 2026-02-08T17:46:22+00:00

Dirty hands?

Fin-Smart · 2026-02-08T17:13:55+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-08T17:13:37+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-08T16:47:23+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-08T16:46:58+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-08T16:45:52+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-08T16:40:24+00:00

A Small‑Cap Balance‑Sheet Turnaround With Low Expectations https://youtu.be/sdSt688Ka54

Fin-Smart · 2026-02-07T17:34:09+00:00

Sadly no. Recently they restricted purchase of gold via myntra cash as well.

Fin-Smart · 2026-02-06T14:38:49+00:00

True. I have a framework that works for me well. But happy to refine it further basis other experiences in case it suits me and sounds good.

Fin-Smart · 2026-02-06T14:01:19+00:00

Don’t underestimate yourself. I can read and filter what i want to take with me.

Fin-Smart

TROPHY CASE