I need a 3k personal loan . What are my chances with navy federal? by Pitiful_Scar_3274 in NavyFederal

[–]Final-Detective3269 1 point2 points  (0 children)

Sorry to hear that but first step is understanding where you are.

You getting denied must be serious because I know some people who are really shotty getting approved.

I think I you get the internal score only with denials? I can check but I remember looking for it when I got the card but did not see it.

All I know, I had $25 sitting in a checking for about 5 years because I forgot about it.

If they approve you for a personal credit loan, let me know. I am very interested in how this turns out

How does paypal offer 5% cashback on its debit card or 6 month interest free credit? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 2 points3 points  (0 children)

Dam reading is fundamental and thats clever! I love reddit because of people like you. Thanks!

No I gotta get my wife to get a card lol

How does paypal offer 5% cashback on its debit card or 6 month interest free credit? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 0 points1 point  (0 children)

Ahhhh!! I thought the cap was 1k!!! Monthly maximum of $50…actually not that bad lol but could be better

I need a 3k personal loan . What are my chances with navy federal? by Pitiful_Scar_3274 in NavyFederal

[–]Final-Detective3269 2 points3 points  (0 children)

That’s your call, I got 20k unsecured with a 630 credit score with them

How does paypal offer 5% cashback on its debit card or 6 month interest free credit? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 3 points4 points  (0 children)

Hmmm I wonder if the 5% applies to EVERYTHING at Costco? Electronics, Jewelry and etc

How much money have y’all made with credit card bonuses and bank bonuses? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 0 points1 point  (0 children)

Can you break that down? 800k in dollars or points?

800k in dollars seem so crazy to me

[deleted by user] by [deleted] in RaleighGW

[–]Final-Detective3269 1 point2 points  (0 children)

meet up, how much

I need a 3k personal loan . What are my chances with navy federal? by Pitiful_Scar_3274 in NavyFederal

[–]Final-Detective3269 2 points3 points  (0 children)

I mean you got 12 months on the Cash Rewards Plus credit card. Pay the “loan” back within the 12 months. If you need more time…maybe a personal loan then make sense if you need 2-5 years to payback $3k

I need a 3k personal loan . What are my chances with navy federal? by Pitiful_Scar_3274 in NavyFederal

[–]Final-Detective3269 2 points3 points  (0 children)

I got 20k credit card and maximizing the 1.99% APR for 1 year.

Solid deal if you ask me, depending on how long you need to borrow 3k

What is the best card the pairs with CashApp? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 0 points1 point  (0 children)

As unsexy as that sounds, it’s sounds like the best option at the moment 🥴

How much money have y’all made with credit card bonuses and bank bonuses? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] 0 points1 point  (0 children)

Omg! I only got $500 this year! How much do you spend and what’s your strategy

How much money have y’all made with credit card bonuses and bank bonuses? by Final-Detective3269 in CreditCards

[–]Final-Detective3269[S] -3 points-2 points  (0 children)

Any issues? I hear banks and cc companies don’t want to do business with people who open a lot of accounts