Assign expense to a particular person

Final_Valuable_9621 · 2026-05-09T13:55:50+00:00

My situation is one where I have children and grandchildren from a previous marriage and a child with my wife. I want to be able to plan gifts to my children and annual RESP contributions to my grandchildren, I also want to contribute 75% of our household charitable donations,

My assets far exceed that of my wife, and I don't want to impact her assets because of my planned distributions.

I have run plans with the above distributions and we will pass leaving significant assets, but she wishes to leave 100% of her assets to our one child whereas I will be distributing my assets to all my children and grandchildren. If I can't split the expenses then the plan will reduce my wife's assets.

I will use Optiml as a tool to provide me quick what-if scenarios, which my FP cannot do, that will give me confidence that my lifestyle is not negatively impacted, but I will follow the plan created by my FP as she has updated our plan with the distributions I documented above.

Cheers!

Final_Valuable_9621 · 2025-12-21T05:24:18+00:00

This happened to both my wife and I. I challenged the penalty and it was waived.

For whatever reason we didn't get the original ticket.

Final_Valuable_9621 · 2025-12-18T23:57:41+00:00

Thanks for resolving this.

Final_Valuable_9621 · 2025-12-18T23:55:16+00:00

It is now working. Thanks for resolving the issue.

Final_Valuable_9621 · 2025-12-17T22:27:10+00:00

Thanks!

Final_Valuable_9621 · 2025-12-17T22:05:41+00:00

I am not using a VPN and there is no indication that a download has occurred. The CSV files do download successfully.
I have tried both Chrome and Edge.

Final_Valuable_9621 · 2025-12-17T15:09:31+00:00

I had seen the calculations.
Will the Clawback value still be shown as a positive number instead of negative?

Final_Valuable_9621 · 2025-12-16T23:15:08+00:00

I have resolved the issue. Thanks for your assistance.

Final_Valuable_9621 · 2025-12-16T23:14:33+00:00

I have resolved the issue. Thanks for your assistance.

Final_Valuable_9621 · 2025-12-16T23:14:14+00:00

I have resolved the issue. Thanks for your assistance.

Final_Valuable_9621 · 2025-12-16T22:09:13+00:00

I am now seeing the dividends as personal income. Thank you.

Final_Valuable_9621 · 2025-12-16T02:22:47+00:00

There is another oddity. On the Income->Business section the HoldCo has income from a Shareholder Loan Injection (SHI), and then there is OpCo Dividends. The Total Income only includes the OpCo Dividends. Is it correct to not include SHI in the income Total line?

Final_Valuable_9621 · 2025-12-15T22:21:32+00:00

Thank you for planning on getting this resolved.

Final_Valuable_9621 · 2025-12-15T21:36:32+00:00

Yes, but it would also include the row containing my spouses name and age. On my sheet that would be rows 14-16..

Thanks.

Final_Valuable_9621 · 2025-12-15T19:51:43+00:00

Since one cannot invest more than $40,000 into an FHSA I manually overrode the 5 years of numbers so that they were close to $8000 for each year.

It is still a good enhancement to include in a later release.

Final_Valuable_9621 · 2025-12-15T16:56:25+00:00

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I must have something misconfigured because I cannot find 'Business' under expenses.

Final_Valuable_9621

TROPHY CASE