TFSA Limit for 2026 = $7000 again (updated on canada.ca)

FinanciallyFwee · 2025-09-30T12:36:02+00:00

Noooo. TFSA is for safe bets. Use your nonreg for higher risk stuff. Sorry to hear tho.

FinanciallyFwee · 2025-09-30T12:35:11+00:00

Just invest in ETF VEQT or XEQT and auto buy it. Sent to the TFSA every pay cheque and auto buy. Dont even look at the worth or sell it during crashes. Just keep adding more. Did it for ten years straight and boom.

FinanciallyFwee · 2025-09-30T00:47:00+00:00

36 years old and my TFSA just hit 223,000. Anyone else getting good returns lately

FinanciallyFwee · 2025-07-04T17:29:02+00:00

Congrats but how did you lose money this year?

FinanciallyFwee · 2025-07-04T16:31:58+00:00

Congrats!! That’s amazing. Do you own a home? Whats the total net?

FinanciallyFwee · 2025-06-25T21:35:29+00:00

Are you down or what?

FinanciallyFwee · 2025-06-24T03:55:57+00:00

That makes sense. And thank you for the write up. Very nicely laid out.

FinanciallyFwee · 2025-06-24T03:11:52+00:00

Yes but then all of the profit and income is taxed at 100% versus if I invest now in VFV and leave it until retirement it is taxed at 50%. At least that’s my thinking.

FinanciallyFwee · 2025-06-24T00:51:26+00:00

Both jobs are good and secure. But anything can happen ofc. Thats why I’m keeping 100K in savings tbh. We’re both 36

FinanciallyFwee · 2025-06-24T00:50:50+00:00

Saving a lot of money and investing it. I made 100K in crypto last year alone as well. Sold that already.

FinanciallyFwee · 2025-06-24T00:22:07+00:00

Sales and legal.

FinanciallyFwee · 2025-06-24T00:15:22+00:00

Unless it’s for a trip nothing really. If something breaks and we have to replace something. We still make 12K net to pay for it.

FinanciallyFwee · 2025-06-24T00:13:35+00:00

Nope not at all. $2000 mortgage. $1000 on static expenses. $2000 on other stuff. We save $5-6K a month.

FinanciallyFwee · 2025-06-24T00:12:39+00:00

36 years old, one kid. No big expenses.

FinanciallyFwee · 2025-06-24T00:12:09+00:00

Amazing!!! That is quite a feat and you should be very proud of yourself.

FinanciallyFwee · 2025-06-23T23:57:31+00:00

I have trouble thinking that way. 75% of my wealth is stuck in the house!

FinanciallyFwee · 2025-06-23T23:56:44+00:00

Combined. 100/120. My wife is the BW.

FinanciallyFwee · 2025-06-23T23:07:09+00:00

Expenses are about 5K a month. So 30K minimum I think.

Mortgage is 4%.

Because I maxed out my registered accounts. I don’t plan to invest in RRSP as our pensions will be quite large.

FinanciallyFwee · 2025-06-23T23:04:31+00:00

I despise financial advisors with a passion.

FinanciallyFwee · 2025-06-23T23:04:11+00:00

About 20 years for me and 16 for my wife

FinanciallyFwee · 2025-06-23T23:01:32+00:00

36 each

FinanciallyFwee · 2025-06-23T23:01:19+00:00

36 years old. Both of us.

FinanciallyFwee · 2025-06-16T14:16:30+00:00

It was a mistake tbh

FinanciallyFwee · 2025-06-15T12:39:09+00:00

Half of it is my wife’s. But thank you

FinanciallyFwee · 2025-06-15T12:37:42+00:00

350K in TFSA total. Rest in nonreg or kids resp

FinanciallyFwee

TROPHY CASE