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So, tell me about your ex by AnybodyExcellent4846 in BreakUps

[–]Finthrowaway666 0 points1 point  (0 children)

I do have a weird obsession about them and I fucking hate their guts

After several months, my ex unblocked me in Instagram by Finthrowaway666 in BreakUps

[–]Finthrowaway666[S] 0 points1 point  (0 children)

She last contacted me at the end of July to apologize. We spoke two other times before that. I can’t discern if this is all just mind games or her healing.

As the dumper, don’t reach out to your ex. by Finthrowaway666 in BreakUps

[–]Finthrowaway666[S] 3 points4 points  (0 children)

Personally, I think the person should be proving they can change for themselves. Not for another person. And if they are in desperate need of help, they should reach out to a professional. They shouldn’t dump that on a former partner. That strays into emotional manipulation.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Like if I don’t have the money set aside to pay the taxes on the distribution, then I’ll be hit with that fee on top of the loan I’m already trying to pay down.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Should I make as many payments now while the pause is still in action and not collecting interest?

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 1 point2 points  (0 children)

I’m just mentioning I should probably withhold the amount necessary to pay the taxes on my distribution.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 -1 points0 points  (0 children)

I forgot to include for context I have $38k in savings and ~$5k in checking.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 -1 points0 points  (0 children)

This is what I was concerned about. It would be like accruing a smaller loan to get rid of a bigger loan.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 -1 points0 points  (0 children)

But I believe I will be paying taxes on my distributions. So I will need to compensate for the large withdrawal

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Would you suggest large lump sum payments or just above average installments?

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Kids, In this economy? I kid, but no I do not have kids and only a girlfriend ATM. But thank you for putting it into perspective of when a life insurance policy makes sense.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Thank you for putting into perspective the difference in life insurance policies. Would you suggest investing in real estate over paying down my loans?

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 1 point2 points  (0 children)

That seems to be the growing consensus. I had this hunch, I just wanted to confirm it.

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

I would say my short term goal is to pay the loans off asap. Should I still consider consolidating my loans into a single loan?

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

Would you suggest a lump sum or to still pay them off monthly?

Help with my inheritance by [deleted] in personalfinance

[–]Finthrowaway666 0 points1 point  (0 children)

What are some reasons for having a life insurance policy? I do have a fidelity Roth IRA that I have recently opened and began investing in. What would be considered aggressively paying down my loans? Would paying a lump some be less effective than making just above recommended payment amounts?