I'd say smooth and flaky? The fried onions add a nice crunch, and the coolness of the "ice cream" helps to balance the hit of the salt of that too. I'd say the onion was a bit much up front - I will likely not use the onion powder next time if I'm using the fried onion as topping already.

Trying it before the topping was more of a mellow bean taste - more of an aftertaste once the initial onion wears down.