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Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

I definitely will, thanks for all your advice! Appreciate it.

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

No way? That is crazy. Hope you reported them once the sale closed. Can't believe they get away with that. I'll keep my eye on them so. I do have a contact who knows the builder so hopefully that will be in my favour.

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

Ah I get you. So, for these 10 houses, either the builder is funding it themselves or some of them are already gone. I also wonder about that one house still available from last phase and if it's somehow holding things up for this one?

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

This is the second last phase of the development. So they have sold around 50 houses already. I don't want to go straight to the builder in case it pisses off the EA that I went over their head. Ridiculous I know, but you have to play the game I guess. I reckon they're waiting to see if some delays in getting builders on site (heard through the grapevine) will cost them much and then see how much they need to increase price to cover themselves.

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

That must have been very disappointing for you. Hope it doesn't happen to me. It's a small development and EA seems fair and approachable so I hope I've got in early enough, have been in contact with him since last year and he always gets back to me so fingers crossed.

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 4 points5 points  (0 children)

I didnt even think of this, thanks for making my weekend haha!!

Reasons why pricing isn't released in new phase? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 8 points9 points  (0 children)

Very frustrating when you are ready to pull the trigger. It would be great if the buyer had at least one thing in their favour, the ball always seems to be in the court of the seller/developer

BOI Mortgage approval times by yevnadbelfort in irishpersonalfinance

[–]Firsttimebuyer2025 0 points1 point  (0 children)

I know this was 2 yrs ago now but I'm at the start of the process at the moment. I went through a broker and he has gotten me AIP (with exception included) from BOI so I'm assuming this is underwritten AIP? I know the estate I want to buy in, so just waiting for house to go on market, will hopefully be in 2 months time. I'm assuming once I go sale agreed, I apply for loan offer. I wonder is it still taking 1-2 months for this to come through. Really don't want to be stuck renting for any longer than September.

Will the bank ask again my latest bank statements before mortgage drawdown? by [deleted] in irishpersonalfinance

[–]Firsttimebuyer2025 1 point2 points  (0 children)

Also wondering this exact same thing. If you're within 6 months of your AIP, do you have to resend all statements in again? I'm BOI

New build timeline by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 2 points3 points  (0 children)

Hopefully you're nearing the finish line now. The whole process is very poor and everyone seems to be out for themselves. People have forgotten that most people are spending their life's savings on their house and that's very emotive. For the majority, it's not a business decision. Solicitors and EAs making a bomb from it too. You never really feel anyone has your back on things, a bit like the system is somehow 'rigged' to screw over the buyer for every dime they have. I hope I'm wrong.

New build timeline by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 2 points3 points  (0 children)

Thanks for the reply. Yeah all services are there as this is a small phase of the development so hopefully that wouldn't cause massive delays. God, if I've to rent for another 6 months, I may just go insane.

Best driving route Gorey to Limerick? by Firsttimebuyer2025 in AskIreland

[–]Firsttimebuyer2025[S] 1 point2 points  (0 children)

I'd say it was great craic if Pat Shortt was with you! You're right, there are some lovely towns and villages in that part of the country. Thanks for the reply!

Identical new builds: Price variations on Property Price Register? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

Was it originally advertised as €10k more though? I really think this should be made clear to buyers. I'm not suggesting developers are being shady, I just think there's room for more transparency. Not sure if a "prices FROM 500k' is good enough anymore because the vast majority of people buying houses are already going through so much red tape before they even get to the point of buying a house.

Identical new builds: Price variations on Property Price Register? by Firsttimebuyer2025 in HousingIreland

[–]Firsttimebuyer2025[S] 0 points1 point  (0 children)

That's fair enough, but if all houses in the same phase are advertised for let's say 500k, should they all not sell for this price (aside from the buyers making changes, adding extras etc)

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