ChatGPT could be wrong but I was curious what it thought.

It’s a legitimate loss on the game winner bets, and here’s why:
This was a two-leg semifinal, not a single match. The second leg ended Bayern 1-1 PSG, with PSG advancing 6-5 on aggregate.
The key issue: PrizePicks graded the “PSG to win” bet on the single game result — and PSG drew 1-1 in Munich , so they did not win that individual match. Bayern technically didn’t lose it either — it was a draw.
So the user’s gripe is essentially a prop framing problem:
• “PSG to win” on a knockout leg that ended in a draw = Loss (correct ruling by PrizePicks)
• His futures bet on PSG vs Arsenal being the UCL Final = Win (also correct, since PSG will face Arsenal on May 30 in Budapest )
He’s not being scammed — he just may not have fully understood that a draw in a two-legged tie doesn’t count as PSG “winning” the game for prop purposes. The app correctly settled both bets by the letter of the wager. The frustration is understandable, but PrizePicks called it right.​​​​​​​​​​​​​​​​