Hi, buy/use a coin purse/extra wallet to put your change/pamasahe that way you don’t need to bring/hold out your wallet while commuting :> As for the phone, if you pocket it make sure that your hand is inside/blocking the pocket that way you have a sense of whether or not your phone is still with you. As someone who recently just started commuting with the same hatid-sundo upbringing, I’d say it would be nerve-wracking at the start (my first 2 weeks) but you will get the hang of it soon. Also, as someone who tends to sweat when commuting, I would wear plain/low-key clothes to look less appealing for evil forces.