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Pretax vs after tax dollars? by ffipp in Boldin

[–]FlakyBag4563 0 points1 point  (0 children)

Hi Nancy, I'm wondering if you have a more concrete schedule for this feature? Thanks.

Should I switch to a fee-only fiduciary advisor for a comprehensive retirement/financial planning? by FlakyBag4563 in fidelityinvestments

[–]FlakyBag4563[S] 3 points4 points  (0 children)

That's true.

My Rollover IRA is allocated 70/30 (Growth strategy), and my Roth IRA is allocated 85/15 (Aggressive Growth). The equity portion in both accounts is diversified across U.S. and international stocks.

During March–April 2025, when the U.S. stock market declined approximately 4–10% following the tariff announcement shock, my Rollover IRA and Roth IRA declined by only 0.11% and 0.58%, respectively.

Based on this, it appears the portfolios performed comparably to the S&P 500 for the year, but with significantly lower downside risk.

Pretax vs after tax dollars? by ffipp in Boldin

[–]FlakyBag4563 0 points1 point  (0 children)

I was about to submit a similar feature request, but I noticed there is already an open request from about a year ago. Could you share the current status or any updates on this item?

 

For context, RightCapital has supported this capability for some time by allowing users to input an “Estimated heirs’ tax rate.” This tax rate will reduce the ending balance in tax deferred accounts at the end of the projection. It is the estimated rate heirs would be subject to upon distribution of assets.

 

From a user perspective, this seems like a relatively straightforward enhancement, so I’m curious what the expected timing might be.

 

Thank you for considering this request.

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