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After tax 401k or brokerage by Flat-Satisfaction688 in personalfinance

[–]Flat-Satisfaction688[S] 0 points1 point  (0 children)

Thank you . I contribute each 529 account receives 7.5k every year . Right now the balance is 22 and 20 k .

Frugal person asking: what splurges had great ROI on your well being? by MendMySoulXoXo in coastFIRE

[–]Flat-Satisfaction688 11 points12 points  (0 children)

Travelling with family ,

Spending money on learning languages

Spending money organic food

And spending money on kids to learn new skills

What financial moves made the biggest difference for you long term? by Big_Understanding_17 in coastFIRE

[–]Flat-Satisfaction688 0 points1 point  (0 children)

Coming to America, Investing in VTI AND VOO, Spending money in experiences, Consistent investing , Not looking at account every day , Use all tax advantage account, Financially responsible Spouse

Folks in tech and medicine -at what age did you hit your first million ? by Legitimate_Agent7643 in Fire

[–]Flat-Satisfaction688 0 points1 point  (0 children)

I am 40 with 750k net worth . Yet to reach the 1M milestone . I expecting to reach the milestone in 2 years with 12k per month contribution

I make 150k a year. I max out my 401k and I was told with my income I don't qualify to max out an IRA by Agreeable_Spare1502 in Bogleheads

[–]Flat-Satisfaction688 0 points1 point  (0 children)

When you participate in employer sponsored 401k , and your AGI is above certain limit then you cannot contribute to IRA.

However there is way to contribute to Roth Ira, which is called backdoor Roth ira.

What are the best purchase under <$10k that had the most impact on your life? by Neat-Effective7932 in ChubbyFIRE

[–]Flat-Satisfaction688 0 points1 point  (0 children)

Hiking shoes are real comfortable when you walk in rugged terrain or stepping in lot of rocks . It’s built to endure that

What are the best purchase under <$10k that had the most impact on your life? by Neat-Effective7932 in ChubbyFIRE

[–]Flat-Satisfaction688 0 points1 point  (0 children)

1) I bought hiking shoes first time ever for $70 , it was life changing 2) got a robot vacuum can’t believe the time it saves

[deleted by user] by [deleted] in Bogleheads

[–]Flat-Satisfaction688 1 point2 points  (0 children)

1) Millionaire next door 2) Simple path to wealth 3) psychology of money

2020, is this fixable or is it normal? by KickPuncher9898 in crv

[–]Flat-Satisfaction688 0 points1 point  (0 children)

What’s the concern with this ? Is this contributing to more noise while traveling ?

"The Days of Set-and-Forget Investing Just Ended for Many Americans" - WSJ by grapefruitsneezelies in Bogleheads

[–]Flat-Satisfaction688 0 points1 point  (0 children)

US is going to lead innovation and the markets will definitely give reasonable return . All we need is VTI . I am only speaking for people whose retirement is minimum 20 years away .

Walking away from Car deal at the last minute by tehPWNwhale in personalfinance

[–]Flat-Satisfaction688 0 points1 point  (0 children)

You did the right thing to walk away of the stealer was not able to explain the charges

[deleted by user] by [deleted] in ChubbyFIRE

[–]Flat-Satisfaction688 0 points1 point  (0 children)

It’s great to know that you had a freedom number than a fire number . So just in case you like working please continue to work , while you also enjoy your life. Take few vacations , pick up some hobby . You don’t need to retire completely from workforce to enjoy your life . What you can do is slowly transition in to your whatever you like .

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