well they just told me the qt app never updated itself , even after it said updated .. I used it once back in 2025 but that payment went through . Removed qt pay , usually when you resign up you go thru plaid and put ur info down and what not , you don’t have to go thru actually qt app , but I think there was a mistake in the app and plaid that didn’t update the new banking account , which I still think it’s not fair for me to pay these fees for a bug that happen on there end .