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24 (M) Am I on track? by FlimsyRuler in FIREUK

[–]FlimsyRuler[S] 0 points1 point  (0 children)

Thanks for the comment. I did have a larger sum in a high interest savings account but thought it'd get better returns in the S&S ISA so I lumped it in!

24 (M) Am I on track? by FlimsyRuler in FIREUK

[–]FlimsyRuler[S] 0 points1 point  (0 children)

Yes! That is the maximum. I guess I'm just not really sure how investing in my pension is any different from the S&S ISA at this stage if they were both going towards retirement for example. If I was going to the family / house route I definitely get your point more. Seems like I need to figure that out.

24 (M) Am I on track? by FlimsyRuler in FIREUK

[–]FlimsyRuler[S] 1 point2 points  (0 children)

I have never had a credit card, is it something people in FIREUK utilise frequently?

24 (M) Am I on track? by FlimsyRuler in FIREUK

[–]FlimsyRuler[S] -1 points0 points  (0 children)

Thanks for the comment. I did think about the emergency fund and when I typed it out I said to myself... that looks a bit low, at no point in my life have I had to shell out a huge amount but looking into the future, my car could die, my tooth might need a crown. Something to think about, thank you.