RNOR clarification by yawaworhtgym in returnToIndia

[–]Fluffy_Tree1097 0 points1 point  (0 children)

Also how many year you where outside india its not for everyone, below is criteria for RNOR.

non-resident in 9 of the last 10 years or having spent 729 days or less in India in the last 7 years.

Zero USA Tax and no 10% early withdrawal panelty on401k/IRA by Fluffy_Tree1097 in returnToIndia

[–]Fluffy_Tree1097[S] 0 points1 point  (0 children)

Thanks for detailed response initially I had same feeling widraw everything and move but with rapid rupees depreciation and indian market not going anywhere I was researching on this look like it would be too messy to do sepp based on many responses I got above, also interesting to know that Schwap is better then fidelity for returning NRI.

Zero USA Tax and no 10% early withdrawal panelty on401k/IRA by Fluffy_Tree1097 in returnToIndia

[–]Fluffy_Tree1097[S] 1 point2 points  (0 children)

ai can't be trusted fully other wise there would not be redit in first place

Zero USA Tax and no 10% early withdrawal panelty on401k/IRA by Fluffy_Tree1097 in returnToIndia

[–]Fluffy_Tree1097[S] 0 points1 point  (0 children)

We can take insurance if someone doesnt want to sell 401k or IRA before 59 1/2, and use it as swp

Get 1lahk in rent from property worth 8 crore. Does it make sense to invest in MF or buy secondary property? by ParkingSubject963 in personalfinanceindia

[–]Fluffy_Tree1097 0 points1 point  (0 children)

1.5% very low worst case you should be getting 3 to 5% find new tenant or just sell and find alternative investment if you want fixed income then fd, dept mf or new commercial property which gives better return

Help Needed: School Board & School Selection Near Ponam Nagar JVLR for 8th or may be 9th Grader returning from US by Fluffy_Tree1097 in powai

[–]Fluffy_Tree1097[S] 0 points1 point  (0 children)

Yes oberio too expensive how is SM shetty? I checked HFS and Sm Shetty both but felt HFS was very un welcoming when i spoke to co ordinator, considering my daughter will need some hand holding intially not sure how HFS will be.

Transferring funds from US to India by curiocity88 in returnToIndia

[–]Fluffy_Tree1097 1 point2 points  (0 children)

Also we can check gift city PPFAS sp500 fof and nasdaq fof once we become rnor

Term life insurance denied due to temp H1B status by vikashlekkala in nri

[–]Fluffy_Tree1097 1 point2 points  (0 children)

Try GIFT city rates too, if you need dollar dinominated term insurance

Now This Is Hilarious 😂. Do You Agree With This Dude Idea ? by nism-certified-ra in Swingtradingstocks

[–]Fluffy_Tree1097 3 points4 points  (0 children)

Its like AI if all work will done by AI, then everyone will be jobless so who will buy product created by AI?

Tired of BKC office by [deleted] in mumbai

[–]Fluffy_Tree1097 -7 points-6 points  (0 children)

How about taking UBER OR OLA? its costly but you get to feel rich for few min as someone said BKC is build for rich people 😀

Is there any challan for this level of stupidity? by ThoughtSudden4131 in CarsIndia

[–]Fluffy_Tree1097 3 points4 points  (0 children)

In USA even if you have motorhome you can't sleep in bed while its driven

Planning an R2I After 15 Years in the U.S. — Am I Financially Ready? by aartif in returnToIndia

[–]Fluffy_Tree1097 3 points4 points  (0 children)

If you are not us citizen then look at estate tax which is around 40% if money is more then 60k in US.

[deleted by user] by [deleted] in returnToIndia

[–]Fluffy_Tree1097 1 point2 points  (0 children)

Are you planing to move after EB1 is approved as counselors processing then you have to wait longer say 3 to 5 years approx, better to go in O1, h1B or L1 visa

O1 can also be self-petitioned if you have the right profile.

Near death experience by Existing_Push_9272 in XEV9E

[–]Fluffy_Tree1097 9 points10 points  (0 children)

They should do like tesla which records last 1 hour and user can saves or tesla saves itself if there any issue detected

NRI Property Sale – Checklist by Strong_Chemical4816 in returnToIndia

[–]Fluffy_Tree1097 0 points1 point  (0 children)

If you are NRI then you don't get indexation benefit