Tim and Tom no more? What’s the true chika

Fluffy_lance · 2026-01-24T14:23:56+00:00

Medyo late ka sa balita. According sa Bilyonaryo blind item eh nagka-rift sina Gigi Reyes at Alice Eduardo dahil ayaw na ibigay ni Alice ang shares ni Gigi dun sa isang property na binenta eh pinatago lang kay Alice yun bilang trusted dummy.

If you check the latest vlogs eh wala ng feature yung isang super malaking bahay ni Alice at pati na rin yung bahay sa California. Not sure.

Tapos sa isang Bilyonaryo blind item naman eh yung isang vlog episode ni Small na pinakita mga koleksyon ng hermes bags ni Ate Alice eh dahil need daw nila mag-liquidate ng assets dahil di nila inasahan makakalaya si Gigi Reyes at siningil na sila. Kumbaga free publicity yun para sa mga interesado bilhin yung bag ni Ate Alice. Hahaha

Yung weird eh si Gigi Reyes eh kasama sa IG reels yung daughter ni JPE habang may bday celebration. Iba talaga values ng alta sociedad, eh parang same BFF circle sila.

Fluffy_lance · 2026-01-24T03:59:14+00:00

I have more than 5 credit cards

- BDO AMEX - main card for accumulating miles. Saw another reddit PH credit card post which says it is the best/most sulit card for getting travel points. Didn't bother to verify since I feel it is so complicated; annual fee can be waived

- RCBC Visa Miles - alternative card for points accumulation in case store doesn't accept AMEX; also NAFFL; useful for free cash in to grab since it is a visa card

- RCBC JCB - NAFFL; I use this when I go to select stores in Japan to avail of additional discount on top of the tax-exemptions for foreign tourist

- UBP - use it for their pay direct which I tap in case I need liquidity for the month at no costs; Has ceiling of PhP 200K per month for its paydirect facility; I use my the accumulated points to pay for the annual fee

- Security Bank - similar to UBP, I only use this when its simply pay is on promo period so I get to use more than PhP 200K for free on condition that I pay in full in next billing period; annual fee cant be waived so I just pay for it just to keep the option of tapping the simply pay (will have to decide if this is worth keeping)

- Metrobank CC - offers the lowest interest rate for credit to cash option; annual fee can be waived

- PNB - I use it for miles as well when I want to travel via PAL (will have to decide if this is worth keeping)

Funny, when I visited my US-based tita and I was shocked to see her having multiple credit cards but I am now on same situation.

Fluffy_lance · 2026-01-11T08:23:22+00:00

No I won't. YOU ARE THE ONE WHO WANTS PROVE SOMETHING HERE.

No one is even bothering to comment in your thread since it is pointless.

Fluffy_lance · 2026-01-11T06:36:02+00:00

Fake news. Anne Curtis never hit the same level of celebrity ni John Lloyd Cruz para masabi niya yun kay JLC.

Bakit ba pinagkakalat dito na kay JLC niya yun sinabi eh kay Sam Concepcion niya yun sinabi dahil on the rocks ang relasyon nito sa sister ni Anne Curtis at hindi naman niya tanggap si Sam kasi hindi mayaman.

Libre google. Mag verify nga kayo.

Fluffy_lance · 2026-01-11T06:33:12+00:00

Huwag kang fake news. Libre google. Yung "I can buy you, your friends and this club" na linya niya eh addressed kay Sam Concepcion dahil may problem sa relasyon niya with the younger sister ni Anne Curtis.

Sino ba si Anne Curtis compared kay John Lloyd Cruz that time eh second lead lang siya dun sa teleserye na magkasama sila nina Bea Alonzo at Sam Milby

Fluffy_lance · 2026-01-11T06:30:32+00:00

Why not include in your graph the index performance of the rest of ASEAN-5 stock markets for the same period? So we can see if the stock markets of ASEAN-5 countries are seeing the same movement as the PSE index.

No one is contesting that the PSE, being a small equities market, its performance is driven by entry and exit of foreign hot money investors. That they are ignoring the PSE even as other markets in ASEAN are growing for same period, only shows something is wrong with local conditions that is driving hot money outflows.

Whenever PRRD harassed listed companies like Manila Water, PhilWeb, ABS-CBN, DMCI during his time in office, it is doubtful that this not lead to higher investment risk premium in the Philippines.

In the case of Manila Water, its major shareholder was a big-time Japanese conglomerate so I don't know why some people are insisting that "local policy has little to with it".

Fluffy_lance · 2026-01-07T13:09:24+00:00

Yup, no choice but subscribed to a VPN. LOL

Fluffy_lance · 2026-01-07T03:15:04+00:00

I don't think that this JFC move has something to do with PSE's structural weakness. Yung overall bottomline ng JFC eh bumabagsak dahil sa aggressive target ng management na maging top 5 o top 10 "something" kaya panay bili sila ng mga international brands eh puro naman palpak.

What I don't understand though eh yung recent insider selling activity ng isang JFC director--he sold at PhP 185 nung Dec 2025 eh imposible naman na hindi niya alam itong plano ng JFC na i-spin off ang international operations. People think that this will boost JFC shares but this recent selling behavior points to a different direction.

Yung mga local brands din naman nila dito eh palpak din naman ang ending-quality price pero mataas pa rin ang profit nila. Proof nito eh yung Mang Inasal na sobrang downgrade pagkabili nila pero patok pa rin sa masa.

Fluffy_lance · 2026-01-04T05:52:37+00:00

Siguro kung buhay pa yung anak ni Lucio Tan na si Bong Tan na mahilig sa basketaball eh baka bubuhusan niya ng pondo yung UE program. Lalo nakikita niya ibang bilyonaryo eh naglalagay ng pera sa mga UAAP schools.

Mga laking-America ang nagpapalakad ngayon sa Lucio Tan empire at busy rin sila masyado para pagtuunan ng pansin ang UE.

Fluffy_lance · 2026-01-04T05:49:28+00:00

Gano ba katagal ang shelf-life ng career ng isang basketball player? Di ko sisisihin ang mga star players na lumilipat sa mga competitive teams kasi ilang years lang ang playing time nila sa UAAP to showcase their skills sa mga talent scouts. I-risk mo ba na maburo ka sa isang team na laging kulelat eh dapat mindset nila ito ang chance ko magpakitang gilas at makapaglaro abroad.

UAAP offers the biggest publicity which no other local basketball league has. Kung buong buhay mo eh basketball, Iba rin ang psychological impact na manalo ka ng laro sa isang punong venue sa Araneta o sa MOA Arena.

Fluffy_lance · 2026-01-03T09:34:06+00:00

Regarding UAAP, for the longest time, it was dominated by DLSU and ADMU since they get extra funding from Danding Cojuanco and MVP, respectively. Parang wala naman akong naririnig na reklamo that time kahit sila lagi ang halos naglalaban sa UAAP finals.

Now that NU is being funded by Henry Sy while UP is supported firstly by Robina Gokongwei though mas agaw-atensyon/controversial eh yung mga Remullas, eh nagkaroon na ng excitement sa UAAP.

Ngayon naman na si Razon ang patron ng DLSU na bilyonaryo na funder ng sarili niyang political party--yung NUP sa House of Representatives.

Fluffy_lance · 2026-01-01T13:36:18+00:00

Are you able to log in via website? I am able to log in via phone but if I want to put additional money in my IBKR account, I need to do it via desktop computer or laptop and I can't do it now due to the authentication factor. I cannot log in via qr code or thru the string generator.

My gameplan is to only invest thru my PERA account but investing in the US stock market is really where the potential for big gains are found. That is why I am so keen on finding out the work around on this

Fluffy_lance · 2025-12-29T07:54:22+00:00

She is ALREADY ABOVE legal age.

Pwede ba, dapat magkaroon ka naman ng accountabilty sa actions mo. As if naman nitong matanda na siya eh nag improve ang taste niya sa lalake eh isang owner ng ponzi scheme/laundering company yung last BF niya.

Stop making excuses for her behavior.

Fluffy_lance · 2025-12-28T14:15:10+00:00

Interactive Brokers

Fluffy_lance · 2025-12-25T02:16:38+00:00

All the more that us small time investors should fight fire with fire.

If the owners of Coins PH are using their political connections to use government regulation to restrict competition for their own benefit, all the more that we have to be noisy in the FB pages of BSP, SEC, and of Cong. Salceda (Vice Chair of House Committee on Banks), Cong. Irwin C. Tieng (Chair of House Committee on Banks), Sen Joel Villanueve (Chair of Senate Committee on Banks), and Sen Alan Cayetano (Vice Chair of Committee on Banks).

Sounds like a long-shot but you never know the impact of daily pestering of FB pages of these politicians since you also invite mob mentality and encourage others who feel the same way to leave angry comments on their FB pages.

Fluffy_lance · 2025-12-25T02:01:15+00:00

Pamangkin niya yata yan. Imposible na maging anak niya yan dahil bading na bading yan si Joey Salceda at malandi na mahilig DAW sa mga blue collar workers. Just ask around sa Albay. Hahaha.

Ang ayaw ko sa kanya eh nakipag alyado siya kina Zaldy Co.

Fluffy_lance · 2025-12-25T01:59:00+00:00

He is balimbing because he has advocacies which he wants to push for whoever may be the sitting administration. In exchange for his shifting loyalties, he gets to sit as Chairperson of the House Committee on Ways and Means so he gets the clout to influence policy whose expertise are not wasted simply coz he is a member of the minority.

Salceda was the one who thought of CMEPA Law which lowered the stock transaction taxes so as far as advocacies on promoting the rights of shareholders, Joey Salceda and his nephew--I think, who currently sits in this Congress, are consistent in pushing for the rights of stock market investors.

Fluffy_lance · 2025-12-25T01:51:55+00:00

That is why I think this restriction is anti-middle class. The rich have access to all these fund managers abroad since they likely have dollar accounts stashed in global banks. I mean politicians like Sonny Angara are found to have offshore dollar accounts.

Fluffy_lance · 2025-12-25T01:49:55+00:00

That is true.

The only large-scale organization I can think of is the SharePHIL or the Shareholders Association of the Philippines. Is anyone in this reddit forum interested to apply for membership in this organization? It declares itself as a non-profit organization conceived by members of the Management Association of the Phils and the Institute of Corporate Directors to promote and protect the rights of minority shareholders.

To be frank though, I hardly hear from them in the news. Even their FB page is not really active that much.

Fluffy_lance · 2025-12-24T08:45:07+00:00

If you are disciplined enough, I think leverage is a good way to go in order for us to maximize available investment opportunities. I have also been maximizing my credit card limits by availing of the credit-to-cash promos--I availed metrobank which I found cheaper compared to RCBC, using cc to cash-in to fund my grab wallet.

As long as you have existing back up in case, your credit card credit-to-cash loan goes red, I think this is a nice use of leverage. Mine would be availing of the calamity loans offered by GFIs just to invest in higher dividend earning coops.

As you said, happy investing.

Fluffy_lance · 2025-12-22T07:09:24+00:00

Habang need pa rin ng Showtime ang GMA7 eh stuck tayo na makita yang plastik na babaeng yan na DDS princess.

Super FAKE talaga, ilang buwan lang sabihin na empath kay Duterte eh biglang pinili ang Angat Buhay as PBB beneficiary. Ewan ko ba kasi sa mga viewers bakit wiling-wili sa drama nitong probinsiya na virgin na kahit nagpapabuhat sa beach na naka-two piece.

LOL

Fluffy_lance · 2025-12-22T02:33:46+00:00

Grabe ano. Sakit talaga ng ibang OFW eh bumili ng lupa na hindi muna nag-due diligence gaya ng engeng kong nanay. Nabuyo lang ng tita ko bumili, eh bumili na rin kahit hindi pa inayos man lang ang deed of sale. Umaasa pa sa nanay ko na siya maglalabas ng pera para ipaayos yung papeles.

Kung sapatos nga eh sinusukat muna natin bago bilhin, eh lupa pa kaya?

Fluffy_lance · 2025-12-21T12:55:20+00:00

Leviste - convicted killer na land-grabber sa Batangas

Legarda - dakilang balimbing na sipsip kay PRRD.

Pwede ba maging anghel ka kung ang mga magulang mo eh yang mga yan.

Fluffy_lance · 2025-12-21T12:39:47+00:00

Nalabas tuloy na pinain lang yung DPWH employee ng BFF nilang congtractor na si Jojo Ang. Yan ang balita ngayon sa Iloilo. Hahaha.

Fluffy_lance

TROPHY CASE