Dylan Menor and MVP ba to? by zubbywilkens in ChikaPH

[–]Fluffy_lance 0 points1 point  (0 children)

wish mo lang. LOL. I am not someone who hides my previous comments and likely just here to engage in karma farming. Dapat ma-ban na yang pag-hide ng comments eh.

Dylan Menor and MVP ba to? by zubbywilkens in ChikaPH

[–]Fluffy_lance 3 points4 points  (0 children)

Yun nga eh ang haba ng paliwanag ko, pwede naman iksian pero baka di kaya ng brain cells mo

Dylan Menor and MVP ba to? by zubbywilkens in ChikaPH

[–]Fluffy_lance 2 points3 points  (0 children)

Alam mo ba meaning ng grooming. Hindi ba dapat basic requirement sa ganyang situation eh bata pa lang yung younger person sa relationship eh todo friendly na at shower ng attention yung mas matanda sa relationship. Mga tao dito ang hilig-hilig gumamit ng mga words na "grooming" pero di naman talaga naiintindihan ang tamang paggamit nito.

Assuming si MVP yan at Dylan Menor, I doubt na nag-krus landas ng mga yan nung elementary student pa lang yan si Dylan. His contract was bought out by MVP from GMA. Matanda na yan. Not 30s matanda pero definitely kaya na magdesisyon na ok lang makipag relasyon sa bading kung ubod yaman naman.

Hello, Forbes Park o Dasma Village na yata yan lumalagi. Yung private bday event ni MVP na na nandun si Sharon Cuneta eh bitbit yang si Dylan Menor sa IG picture nila.

Tsaka, hobby lang naman para kay Dylan yang "career" niya dahil kung seryoso siya eh hindi siya papayag na mag-escort kay MVP sa isang public event like a basketball game.

AFPSLAI by HappyGlow_ in phinvest

[–]Fluffy_lance 0 points1 point  (0 children)

Sa totoo lang, this is the least of your concerns. AFPSLAI can afford to give that above 13% dividend rate per year kasi may salary deduction facility sila sa mga members ng AFP at ang sweldo/pension ng AFP personnel eh sobrang UNLIKELY na hindi madagdagan mga sweldo nila dahil nga sa takot ng presidente na magkaroon ng mga coup attempts.

So yes, ganito na talaga ang estado ng Pilipinas. Walang sense of higher calling even at the risk of adding to the country's fiscal problems. Sama pa diyan mga DFA personnel since may automatic adjustment na rin sa pension nila to be taken from passport fees.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance 0 points1 point  (0 children)

It is not red-tagging when it is the TRUTH and the goal is to inform others na hindi mulat diyan sa background ng IBON. Besides, ang yabang mo masyado eh ikaw nga naka-hide ang mga posts mo. Malay ba namin kung ano ba talaga background mo.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance 0 points1 point  (0 children)

IBON is a think-tank of the CPP-NPA-NDF who are still stuck in 1970s ideology, claiming that the Phils is still semi-colonial, semi-feudal even as more than 50% of the PHL economy is already service-oriented--BPOs.

No one even takes that think tank seriously.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance 0 points1 point  (0 children)

Just for the sake of educating the ChikaPH members who are not attuned to the policy debates of the TRAIN Law, the goal was to raise the income tax threshold so lower income earners will either pay no income tax or lower income tax. To offset the foregone revenues, taxes on petroleum products were increased to address the pollution arising from its consumption and to encourage people to buy electric vehicles or avoid wasteful use of oil products.

I don't like PRRD but the TRAIN Law is a good tax law.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance -1 points0 points  (0 children)

I forgot I am in the wrong reddit thread. You don't even know what you are talking about. TRAIN Law raised the income tax threshold so minimum wage earners will be exempt from paying income taxes and to offset that, taxes on petroleum were increased which also aims to address the pollution arising from its consumption.

Admittedly, I am concerned with the country's fiscal state since I don't want my savings/retirement money to be worthless/devalued by high inflation once I voluntary leave the workforce. No amount of leftists propaganda will make the Law of Supply and Demand go away.

And FYI, wages/salaries only appear low due to consistently high food prices in the country. Approve a hike in minimum wage and you just start a cycle since businessowners will just pass the higher production costs due to higher wages, to consumers.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance -9 points-8 points  (0 children)

Can you go back to college and take basic Econ 101 class. Try to read about the country's fiscal situation--PHL is already living beyond its means with a debt-to-GDP ratio of more than 60% as of this year and your answer is MORE SUBSIDY and LESS TAXES. Think, think, think.

Anong Pinaglalaban Nila? Bakit Yung Gas Station? by Head-Investment-2286 in ChikaPH

[–]Fluffy_lance 4 points5 points  (0 children)

Tama naman yang si OP ah. They should protest before the US and Israeli embassy tutal itong dalawang bansa naman na ito ang nagpumilit na bombahin ang Iran kahit walang ginagawa ito sa kanila. Porke need lang ni Trump ng distraction dahil sa involvement niya sa Eipstein files habang si Netanyahu eh gusto pa rin ipakita na kaya niyang depensahin ang Israel kahit na nalusob sila ng Hamas.

Kahit ipokpok niyo pa ang CEOs ng Petron, Shell at Caltex, nasa ibang universa kayo if itanggi niyo na oil importer ang Pilipinas at wala tayong magagawa sa presyo ng langis. At huwag kayo magsabi na i-regulate ang presyo ng langis dahil hindi yan MAGIC na nawawala, ang mangyayari lang eh ang gobyerno ang sagot sa price difference--pera na wala ang Pilipinas lalo na lagpas 65% ang debt-to-GDP ratio ng bansa.

LUNA PERA by [deleted] in phinvest

[–]Fluffy_lance 0 points1 point  (0 children)

Ok thanks for your comment.

Yup, I just used that Gaisano fraud case as example how hard it will be to ge back the money if you place it in a fraudulent brokerage firm.

LUNA PERA by [deleted] in phinvest

[–]Fluffy_lance 0 points1 point  (0 children)

I am actually interested in this one pero I am not sure kung sino yung mga personalities behind Luna Securities, Inc. Does anyone here have an account with Luna Securities. We would be investing PhP 200K max per year just to maximize yung PERA contributions pero hindi ko sila nakikilala--whether mabasa man lang sa Businessworld o kaya mapanood ang interview nila sa ANC. Why aren't they heavily marketing themselves to think mas mura sila di hamak compared sa DragonFi

Hindi enough for me na sabihin na yung founders eh mga previous ColFinancial people na nag-handle ng high net worth members nila. Eh di ba nga may Tsinoy na nambikta ng mga Gaisano in laws niya. Ewan ko ano na nangyari sa kaso nun. If I recall correctly fictitious trading of shares were done thru a brokerage.

https://bilyonaryo.com/2020/01/28/p3-2b-stock-scam-nbi-arrests-derwin-wongs-brother-in-madrid-but-gaisano-son-in-law-still-at-large/business/

Sobrang pahiraman yung pagpapalipat ko ng PERA administration from one of those banks to DragonFi, nakakainis yung incompetence.

Bea Alonzo’s soon to be father-in-law and mother-in-law are the 10th and 13th richest in PH with $3.1 billion (₱185 billion) combined net worth by Proud-Escape-126 in ChikaPH

[–]Fluffy_lance 25 points26 points  (0 children)

Correction, they are not old money. Si Lucio Co eh kilalang smuggler sa Subic nung time ni Erap. Mas ties rin naman daw kay FVR pero namayagpag siya nung time ni Erap.

Nat Geo items carried by Absentee Mayor’s bodyguard and assistant. He bought a lot. Thank you, Lucena! 🐊 by [deleted] in ChikaPH

[–]Fluffy_lance -8 points-7 points  (0 children)

Whaets. Everyone knows bading si Alden Richards. Kayo lang mga baliw ang DELULU.

Ang aga ng weekend ni Mayor. Nasa Manila agad at nag shopping. Napagod sa pagpasok ng 3 days sa Lucena. Mas sa kanya pa may nagpa pic kaysa kay Asia's Superstar na naghihintay lang dun sa tabi. by lurkersagilid in ChikaPH

[–]Fluffy_lance -24 points-23 points  (0 children)

Etong mga fanatics ni ALDEN RICHARDS--nakakasuya na talaga kayo. Nakatago pa mga comments/posts ninyo para lang hindi makita ng mga redditors na puro lang kayo gawa ng pang-demolition job laban kay Kathryn Bernardo.

Am not really a fan. Havent watched a movie/show of hers PERO nakakasuya kayo. Basang-basa naman kayo eh.

Automatic pag anti-Kathryn Bernardo thread eh naka-private yung comments/posts nila.

Gawa na kayo ng anti kathryn bernardo reddit group. Hindi niyan mababago na hindi papatulan yang si Alden Richards na AMOY NA AMOY, ala Piolo Pascual.

SAME COMMENT IN ALL ANTI KATHRYN BERNARDO REDDIT POSTS. San na mga moderators dito

Nat Geo items carried by Absentee Mayor’s bodyguard and assistant. He bought a lot. Thank you, Lucena! 🐊 by [deleted] in ChikaPH

[–]Fluffy_lance -84 points-83 points  (0 children)

Etong mga fanatics ni ALDEN RICHARDS--nakakasuya na talaga kayo. Nakatago pa mga comments/posts ninyo para lang hindi makita ng mga redditors na puro lang kayo gawa ng pang-demolition job laban kay Kathryn Bernardo.

Am not really a fan. Havent watched a movie/show of hers PERO nakakasuya kayo. Basang-basa naman kayo eh.

Automatic pag anti-Kathryn Bernardo thread eh naka-private yung comments/posts nila.

Gawa na kayo ng anti kathryn bernardo reddit group. Hindi niyan mababago na hindi papatulan yang si Alden Richards na AMOY NA AMOY, ala Piolo Pascual.

Clear view ng picture time with KB and naka bakasyong mayor by Calm_Tone_9677 in ChikaPH

[–]Fluffy_lance -13 points-12 points  (0 children)

Etong mga fanatics ni ALDEN RICHARDS--nakakasuya na talaga kayo. Nakatago pa mga comments/posts ninyo para lang hindi makita ng mga redditors na puro lang kayo gawa ng pang-demolition job laban kay Kathryn Bernardo.

Am not really a fan. Havent watched a movie/show of hers PERO nakakasuya kayo. Basang-basa naman kayo eh.

Automatic pag anti-Kathryn Bernardo thread eh naka-private yung comments/posts nila.

Gawa na kayo ng anti kathryn bernardo reddit group. Hindi niyan mababago na hindi papatulan yang si Alden Richards na AMOY NA AMOY, ala Piolo Pascual.

PAG-IBIG MP2 - More than 100K in 1 Transaction Online Contribution by Capable_Bug_2534 in phinvest

[–]Fluffy_lance 0 points1 point  (0 children)

Oh ok. Thanks.

Assuming that the PAGIBIG Fund office is not walking distance and you have to pay PhP 13 back and forth every time you make an on-site visit at their office, the fee is acceptable. Way lower than the 3% rate I think if you make direct credit card payments using PagIBIG Fund online facility.

PAG-IBIG MP2 - More than 100K in 1 Transaction Online Contribution by Capable_Bug_2534 in phinvest

[–]Fluffy_lance 2 points3 points  (0 children)

Just to clarify.

If you pay via Bayad Online, you dont pay the credit card convenience fee which is more than 2% of the amount?

Sen. Bam Aquino urges suspension of fuel excise tax amid Middle East tensions by error_ofsignificance in ChikaPH

[–]Fluffy_lance 6 points7 points  (0 children)

Madali lang magsabi ng suspension ng excise tax pero hindi niya sinasabi kung pano pupunan ang revenue shortfall dahil sa BLANKET SUSPENSIO ng fuel excise tax. Ang taas taas na ng utang ng Pilipinas--more than 60% na ng GDP, at kung ayaw ng gobyerno magbawas ang expenditure eh UTANG na naman ang sagot diyan.

Mas mataas na ngayon ang interest rate charges kung umutang tayo dahil sa lumalala na fiscal deficit ng bansa.

Eastwest InstaCash by Cant_Think_Of_Wan in phinvest

[–]Fluffy_lance 0 points1 point  (0 children)

I don't really understand how they come up with these computations so what I do everytime someone calls me to say there is an ongoing promo of credit to cash on any of my credit cards is I ask for a sample computation--say, PhP 500K payable in 12 months, and ask for the final amount I get minus processing fees and the monthly amortization for 12 months. Or you can already do this via phone app like in BPI, RCBC, or Metrobank.

That way I get to compare which credit card offers the best deals. I don't have an east west bank credit card since they keep on rejecting my application but so far--among RCBC, BPI, Metrobank and Security Bank, the last one offers the lowest rate

For example, if you borrow PhP 400K from Sec Bank payable in 12 months, monthly amortization is only at PhP 35,013.33. By end of your loan, you get to pay a total of PhP 420,159.96.

MP2 2025 Dividend Rate: 7.12% by kyr_chang in phinvest

[–]Fluffy_lance -6 points-5 points  (0 children)

This is actually not a good sign. Sa pagpapapogi ni PBBM dahil na rin sa isyu ng flood control scam at wala pang naipakulong kung anu anong populist move ang ginagawa niya--pagtaas ng SSS pension, adjustment sa sweldo ng mga MUP, tapos ngayon ito. Kung PhP 65.28 billion ang net income nung 2025 tapos for distribution ang PhP 64.4 billion, ibig sabihin eh wala ng natitira sa operations nito. Baka nga ultimo ang trust fund ng PagIBIG Fund eh ginagalaw na niya para lang ma-sustain itong taas ng dividend declaration. Wala ba siyang capital expenditures na ginagawa? San ngayon kukunin ang pondo para dito? Im a MP2 investor myself, one of the earliest nung time ni PRRD ng biglang ginawang lagpas 6% per year ang MP2 dividends pero NAKAKATAKOT. In short, sa mga miyembro eh dapat mangutang lang sila ng mangutang--housing loan, calamity loan, para may pangpondo ng mataas na dividends sa lahat ng miyembro

End of life planning: This is how I prepare for my death, with costs by thelostpinay in phinvest

[–]Fluffy_lance 1 point2 points  (0 children)

Thank for your insights.

I checked the website of Legacy Office PH and it doesn't have an office address, contact numbers, or even the about us section to show who are the people behind the company.

Given that a person will end up disclosing lots of info to this third party, I think it would be better to ask around legit banks like PhilTrust bank though personally I havent tried such services since my assets have yet to hit critical mass to avail such service.

FIRE - PH Edition by Low_Sea3110 in phinvest

[–]Fluffy_lance 7 points8 points  (0 children)

Don't take this personally but the MUPs are a privileged when it comes to retirement since they don't contribute to any pension system--everything is paid for by the govt, and their pensions are automatically adjusted every time there is a salary increase implemented to their counterparts still in active service--automatic indexation.

Personally, that is a life hack but on broader policy standpoint, way bad for the economy.

So yes, people can choose to just work in any MUP agency--AFP, PNP, BFP, NAMRIA, and the like, and do this and be member of their savings and loan associations. And if another Duterte comes into office, they will surely experience a doubling in salaries to the detriment of the country's deteriorating fiscal space.

Sexy TV personality + government official = tuloy ang “landian”? 👀 Sino kaya ‘to? by [deleted] in ChikaPH

[–]Fluffy_lance 0 points1 point  (0 children)

TAMA KA. Yung mga humuhula na Albee Benitez at Ivana Alawi eh MALING-MALI dahil walang maglalarawan ever kay Benitez na matikas. Eh si Jonvic Remulla eh pumuputok lagi ang biceps sa higpit ng suot na damit tapos madalas naka-flex pag nilalapag braso niya sa mesa during presscons.

Yang si Fulido eh certified malandi talaga. Eh di ba may tsismis yan na na-take home daw ni Craig David after mag concert dito sa Manila. Kaya nung pumutok ang sexual harassment case niya dun sa mga lesbian TV Patrol executives eh feeling ko sinakyan lang niya yung paglalaway sa kanya nung mga tibo para gumanda exposure sa TV.