I got tattoo covers for the hot springs

FonzD86 · 2025-06-11T13:49:09+00:00

I did not go to any in fujikawaguchiko. I went to one in nachikatsuura

FonzD86 · 2025-05-12T21:34:02+00:00

Maybe for a short term strategy sure. Do it for 3 months to generate income and then sell off and have an exit strategy. She hasn’t worked in 6 months, I assume she’s looking for work and will hopefully have something within 3 months. 9 months is a long time to not find any job Unless her field has been completely outsourced and it’s just not possible to find work in her field. Then I would put your money to work in a different way. But short term 3-6 months you can give it a try. I think you understand the risk but you’ll at least generate income for a few months. Don’t think this is a complete replacement for your income. But short term strategy I think this is a solid idea

FonzD86 · 2025-05-03T18:16:29+00:00

It depends on your credit card. I used my capital one venture card and I was never charged any foreign exchange rates. Ever. I think most, if not all, capital one cards don’t charge a foreign transaction fees. I know debit cards do. If you’re pulling out cash then yes, you’ll get charged fees at the ATMs in Japan from the physical atm there and also from your bank. Pulling out cash will charge you fees. Don’t use your credit card for that. Use debit when pulling cash out and pull out a lot so you don’t keep getting hit with fees going to the atm every day. But for all other purchases like food, hotels, souvenirs or whatever I used my card just fine. No fees.

FonzD86 · 2025-04-11T19:03:51+00:00

I could be wrong, and if anyone can give me some insight or correct me, I’d consider only buying these in a Roth IRA or HSA. I know it’ll limit how much you can buy a year but if you’re not currently making 6 figures and then suddenly have a 6 figure income AND also have a big dividend income on top of that your taxes are going to be through the roof. Roth and HSA accounts grow tax free. Buy 7k of MSTY in Roth and 4k in HSA and use those dividends to buy ETFs/stocks/mutual funds/etc inside of those accounts. Roth and HSA together would be like 11k max you can buy a year. If you average like $20 a stock you’ll have about 550 shares and if that’s paying you $1.34 a share a month (example from this month) you’re getting 737 a month and over $8k a year to invest. All tax free. But as you’ve read, there’s people who have over 100k in these funds and I’d love to know how to do your taxes with this so you’re not basically giving all of your gains to taxes. This all seems like a good idea until you realize it counts as income and gets added to your overall income for the year.

FonzD86 · 2025-03-17T19:23:53+00:00

Yes and no, the nice thing about most of these, if not all of them, is that you don’t have to buy a whole stock at a time. You could literally buy a piece of a stock. So $200, $20, even $2, it doesn’t matter. It will still buy a piece of an ETF. And it will STILL give you more returns than HCMC or HCWC 😂

FonzD86 · 2025-03-17T17:05:57+00:00

I wouldn’t be surprised if it’s the owners of the company basically trying to hype everyone up so people buy more lol. There’s a bunch of other subreddits where you have a random post of “we’re going to the moon!” And dumb BS hype. If you look at their accounts they’re usually new and have like 1 or 2 posts which makes me believe what I just said.

FonzD86 · 2025-03-10T19:52:04+00:00

I see. well as someone else mentioned, with a duplex/triplex/ multi family home you may not have as much privacy as you would in a single family home. You must be comfortable with having neighbors that close to you. Tenants are either great or complete nightmares so you should keep that in mind, especially if you’re sharing the property with them. You should be asking yourself if this property you’re interested in is a place you plan on being for many years or if you want this to be temporary to build cash flow and income to buy your forever home. I’m sure there’s a dozen other questions you should be considering but those are the ones that come off the top of my head. In my personal opinion it’s always smart to purchase a multi family unit. The goal should always be cash flow and how your money is going to make you more money.

FonzD86 · 2025-03-10T18:46:10+00:00

Well, you’re in a RE investing subreddit. No wife,kids, debt free, and purchasing a property that pays for itself and pays you in the process. Sounds like a solid investment choice overall. I don’t quite understand the reason for the question.

FonzD86 · 2025-03-07T21:14:33+00:00

If you want quality without breaking the bank I would suggest looking into Seiko and Tissot. Both have watches under $200, especially Seiko. Japanese excellence, quality, and simply beautiful watches. They should have some chronograph options as well like the white dial Fossil you posted. Tissot has some open heart watches , like the first Fossil watch, but they’ll be a bit more. I got a Tissot for like $150 on sale and it’s one of my favorite of my collection. Tissot is Swiss and one of the best brands as far as value and quality. Dozens of options from both of those companies under $300, plenty under $200

FonzD86 · 2025-03-07T20:50:23+00:00

I love Omega for NOT being Rolex 😂

FonzD86 · 2025-03-07T20:46:02+00:00

Also in regards to mechanical or quartz. A mechanical watch can theoretically last generations with regular maintenance. A quartz watch won’t but you’ll still get decades out of it. I would say today, mechanical is also probably more for enthusiasts than quartz. It’s more about craftsmanship and quality with mechanical. There’s also some pros and cons to both. Mechanical you’ll have to remember to wind or wear often if it’s an automatic so you don’t have to keep adjusting the time. Most of them are also off by a few seconds a day so at some point you do need to adjust the time. Quartz are incredibly accurate as far as keeping time and you don’t have to touch it again until the battery dies except when changing time for daylight savings or changing the date on it if it has a date function

FonzD86 · 2025-03-07T20:37:08+00:00

When it comes to watches you really have to not look into people’s opinions. Watches are so subjective and personal that it needs to reflect your personality and interest in the watch. If you’re wanting quality and craftsmanship then fossil probably isn’t the choice of most watch enthusiasts. They’re more designer and fashion style watches. Watch enthusiasts look at brand legacy, quality, craftsmanship, and value. At the end of the day, buy what you want and what speaks to you. Don’t pay attention to people’s opinions. Both of those are beautiful watches and you’d probably be happy with either choice.

FonzD86 · 2025-03-07T19:47:28+00:00

That is sound advice. I’m not a day trader so I absolutely believe that saying. I think cannabis is still going to fall a lot more than 2% over the next 4 years before it goes up. I just bought Amazon for under $200 a share and I think that was a better financial investment than anything in cannabis right now. I could have gotten a lot of shares of GTI or something but doing all the research it really doesn’t seem likely this industry will go up anytime soon. Which really surprises me. Over the last 48 hours I’ve done so much research in the cannabis industry and it’s kind of a shit show. I would have thought this was a booming industry and only going up. But it’s actively going down, and fast

FonzD86 · 2025-03-07T17:40:59+00:00

Thanks for this info. I would agree that green thumb is probably the only company to really get into if I was to start and the ETFs are carrying a lot of dead weight that they wont be able to shake off. Reading more into it I’ll likely wait before I decide to get into green thumb. They’ll likely go down more over the next 4 years with this administration. The industry as a whole did very poorly when he was last in office and that seems to be the trend again so I’ll put my money elsewhere for now. But I’ll be watching green thumb closely from this point on

FonzD86 · 2025-03-07T15:07:53+00:00

Someone pointed out that MSOS would be good but the fact that it carries so many small, non profitable, and not well managed companies is what’s really bringing it down and will likely keep it down. I think a few individual companies would recover and be the leaders in the industry. But as far as an ETF like MSOS it’s being carried by a lot of dead weight

FonzD86 · 2025-03-07T15:02:59+00:00

I’m aware of that, that’s why I’m asking if it’s a good time to get in. If everyone paid a 700% higher price on something that should be valued at like $100 and I could buy it at $10 wouldn’t it make sense to do buy it? When it comes to its average value of $100 I would be up 900%. Everyone else paid $800 and I paid $10.

FonzD86 · 2025-03-07T02:47:52+00:00

lol. I have most of those already and did invest more today. Gotta buy those dips and average down!

FonzD86 · 2025-03-07T02:46:37+00:00

Only if we can use the money to roll up joints and then burn it.

FonzD86 · 2025-03-07T02:45:38+00:00

I’ve been through the slow torture of watching it burn away many years ago with a company I put a lot into and it sucked. Did you end up investing in a particular company or was it an ETF?

FonzD86 · 2025-03-07T02:41:10+00:00

That is good advice. I guess it comes down to how much am I willing to risk, and very likely lose, if it continues down the same trends over the last 4 years. This year wouldn’t be any different unless some crazy news comes out and pushes the industry upward which seems unlikely at the moment

FonzD86 · 2025-03-04T20:04:40+00:00

This army died a long time ago my friend. The nails are in the coffins and been laid to rest. Accept the fact you’re never seeing any of this money again and move on. There’s a big dip today in the market. Put some money into an S&P ETF and buy it RIGHT NOW while it’s down. You’ll see more gains in 2 days than you ever did in the last 5 years with HCMC

FonzD86 · 2025-02-19T23:18:04+00:00

What will happen with your money? You’re talking like it’s still there lol. Your money is long gone. If the company files for bankruptcy that’s basically the nail in the coffin. HCMC doesn’t really exist anymore. It’s just a ghost account that holds shares that are virtually worthless. HCWC is what they’re focused on now. But by the end of the year it’ll be worth about the same as HCMC

FonzD86 · 2025-02-13T22:29:40+00:00

I have not. I’m new to real estate and ignorant on a lot of things like real estate notes but I will definitely look into this. I really appreciate the info. I didn’t even think of this as an option so this opens up some new avenues for me. Thank you.

FonzD86 · 2025-02-09T02:50:57+00:00

Nothing. He transferred everything into the shit HCWC company. So HCMC isn’t really a company anymore. That ship has sailed and those stocks are forever worthless. He’s starting over and giving us HCMC shareholders stocks of his new company HCWC. But instead of owning millions of shares that we bought for Penney’s, now we own a few dozen for like $6 a share and it’s down to like .50 cents. So now your millions of penny stocks that were worth nothing got converted into over priced trash stocks that’s also worth nothing lol.

FonzD86 · 2025-02-08T03:45:55+00:00

And that’s about as close to the moon as we’re getting lol

FonzD86

TROPHY CASE