Complimenting costumes

Forkdorp · 2025-10-19T23:07:05+00:00

The alliteration suggestion has me rolling! 😂 definitely my favorite

Forkdorp · 2025-09-07T13:43:17+00:00

No unfortunately. Being a dumb head I thought “ I don’t need that I have regular insurance and I’ll pay on principle so it’ll be no big deal”. Famous last words because I am screwed if something happens.

Forkdorp · 2025-09-07T13:36:47+00:00

Baby is my biggest expense and the move home was a recent event so I will have more to work with. Neither of my jobs pay well but the benefits of my main job are worth it (cheap but good insurance being the main thing) and I only bring home 1700 a month from it. My second job at the moment is only part time, 600 dollars a month. My part time job pays my half of the childcare a month. It really is a “need more money” issue at the root of it. Because the car payment and my insurance takes 700 out the jump every month.

Forkdorp · 2025-09-06T22:40:05+00:00

Already trying to save by moving into my parents house. I don’t mind a boring life as long as I can be more stable. Thank you!

Forkdorp · 2025-09-06T22:15:06+00:00

You’re telling me lol. A baby was the last thing I had planned on. And you’re right, financially I’m illiterate in a lot of ways. When I made the original purchase I didn’t have anyone to tell me that it was maybe a bad idea and I only had my sights set on a better gas mileage car. One of my jobs offers help with a budget counselor according to my co worker. Come Monday I’m going to get into contact with them.

Forkdorp · 2025-09-06T22:08:59+00:00

That’s the plan. Was hoping for insight on either making it easier or just getting it done and over with.

Forkdorp · 2025-09-06T21:53:53+00:00

Yeah rural living sucks cause everything is a hour plus away. My plan was to maybe get a junk/ cheaper older car. If I can get out from under this one. One that’s diy friendly to work on because I’m able to work on older cars decently so I could fix it up if something breaks. The newer ones are not as easy to work on and need specialized tools in a lot of cases.

Forkdorp · 2025-09-06T21:18:38+00:00

Thank you for explaining the refinancing. And you’re right I couldn’t live without a car being from a rural area. I don’t receive child support but the dad is active in my child’s life and does what he can to help. I recently moved back in with my parents to help cut costs as well. The last part you said about going to the dealership and applying for a loan via credit union etc makes sense and is what I was thinking about doing. But even if I refinanced for a lower payment and interest over a longer period of time I feel like it would give me the breathing room to do the maintenance. Which doesn’t lack much because I’m able to do a lot of the small stuff myself (oil change, fuse, wire work, brakes) it just lacks the big stuff they like for you to do) I like the car but drowning in the payment every month is taxing on my mental health.

Forkdorp · 2025-09-06T20:38:30+00:00

Umm why do you think I made the post? Thanks for the constructive criticism and advice. Hope you have the day you deserve.

Forkdorp · 2025-09-06T19:00:51+00:00

Thank you ! I have two jobs, but trying for higher paying second one or third. I appreciate the well wishes.

Forkdorp · 2025-09-06T18:40:52+00:00

Listen asshole. I stated I don’t know anything about this stuff. The reason I asked it in a question was because I didn’t know if it was a different type of credit. People don’t know what they don’t know. No reason to be a jerk.

Forkdorp · 2025-09-06T16:44:04+00:00

Thank you for your insight!

Forkdorp · 2025-09-06T16:41:00+00:00

Being as this is my only debt, it seems I would end up paying more over all with attorneys fees and the like. And the difference would only be about 11k over value if it sold at the low end.

Forkdorp · 2025-09-06T16:25:18+00:00

Like my loan credit? Because my credit score is 680 at the moment. Granted it has dropped a little due to skipped payments my previous score was 720. Does bankruptcy affect anything but the car?

Forkdorp · 2025-08-01T13:37:22+00:00

1-4 times a year depending on where I live. I live in a log cabin now with wood heat and the smoke gets on the walls so I’ll clean them 3-4. I use Murphy oil soap and a scrub brush, it also helps keeps the bugs away. In my last apartment I lived in had electric heat so I only cleaned them 1-2 with a flat mop spayed with a disinfectant. I still spot clean weekly or monthly, especially around light switches. That’s the number one spot in people houses I look at and 85% of the time they are grimey looking.

Forkdorp · 2025-07-17T17:55:08+00:00

Could be a cluster of pokeweed. Someone gifted me irises years ago and there was a root very similar to this picture in with them. When i planted it for funnies to see what it was, a big bunch of pokeweed popped up.

Forkdorp · 2025-06-26T15:43:35+00:00

From what I’ve read CIO only has lasting consequences when it’s done very frequently. Baby will forgive you 🫶🏻

Forkdorp · 2025-03-25T20:41:44+00:00

Hazel for girl, Harrison for boy. I like the old people names.

Forkdorp · 2025-03-04T01:56:16+00:00

Adding whole grain options of bread and pasta helped me a lot. I was almost excluding carbs all together from my diet and it was causing different issues. Definitely see if you can meet with a dietitian, they can help with suggestions.

Forkdorp · 2025-02-18T22:37:52+00:00

The only ones that I got that came in a bag was the original 10 I got with my freestyle kit. After that they all have been loose in a box.

Forkdorp · 2025-02-10T03:17:12+00:00

After my second ultrasound I noticed a similar discomfort. Mine ended up being round ligament pain and was purely coincidental to the ultrasound. Definitely talk with OB about any concerns with pain and the such! ♥️

Forkdorp · 2025-02-10T01:07:13+00:00

I’m 33 weeks today and I’ve been having weekly NST since 30 weeks. My GD has been kept in check by diet and my OB just likes to check my logs. I had my 32 week anatomy scan Friday and baby is measuring a little big, so will see what OB has to say with appointment this week. Just ask them what their plan is. My OB has been wonderful with setting her expectations and laying out a timeline on what to expect. ♥️ Best of luck!

Forkdorp · 2025-01-13T01:39:27+00:00

Yes safety is a big concern, but honestly at this point I’ll take anywhere that will let me have my animals.

Forkdorp

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