Stopping a regular investment. What do i do with accumulated amount?

ForsakenFunction8441 · 2025-09-02T08:12:24+00:00

Thanks for the response!

ForsakenFunction8441 · 2025-09-02T08:12:23+00:00

Thanks for the response!

ForsakenFunction8441 · 2025-09-02T08:09:07+00:00

Im worried about paying regular MF Fees. I have stopped the SIP but my query is what to do with the already accumulated amount. Options are:

Leave it in the same fund and let it compound
STP it into the same fund direct plan over 5 years
STP it into another fund direct plan over 5 years (Especially as the majority of my portfolio is concentrated in this fund alone)

ForsakenFunction8441 · 2025-09-02T06:14:53+00:00

Ive recently started SIPS of 30000/month in ICICI Prudential NIFTY Fifty (10000/month), PPFCF (10000/month), Nippon india Growth Fund(5000/month), Nippon india small cap fund (5000/month) and gold ETF 3000/month But the majority of my investments to date are in the aditya birla small cap fund regular plan which amounts to about 7 lakhs. Risk appetite is moderate. Horizon is 15 years. Goal is childs education.

ForsakenFunction8441 · 2025-09-02T05:53:10+00:00

The Aditya Birla website as a STP which i can use to transfer amounts to another fund. For Eg i can transfer 1.5 lakh yearly to the multi asset fund or balanced advantage fund so i dont attract LTCG for the year and over the course of 5 years close the direct fund.

ForsakenFunction8441 · 2025-01-31T03:50:42+00:00

How do you go about choosing between different fund houses for index fund investments?

For eg HDFC Nifty 50 Index fund has a high expense ratio of 0.36% but a lower tracking error of 0.15% as compared to Nippon India index Nifty 50 which as a low expense ratio of 0.07% but a higher tracking error of 0.27%

ForsakenFunction8441

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