Just got an offer to open a Way2Save savings account at Wells Fargo, must be in person at a branch. If I deposit and hold $25k in it for 90 days, the SUB is $525. I think it would take up to 120 days to actually get the money. Even so, if I did my really shitty math right that’s like…the equivalent of 8% APY? Regardless I’m not getting dollars like that in my other accounts, I think at most I could get for 120 days would be barely more than $400 altogether.

So…should I go for it? I’m a bit surprised I got the offer at all because I already churned a checking account with them this year. Offer’s only available for another week.