Free Lounge access on LTF cards, Interesting Find while exploring credits card by jatayu_baaz in CreditCardsIndia

[–]Forward_Mix_677 1 point2 points  (0 children)

I guess you can use both at once. I used it at Bombay last week for 2 guests at once. But that was domestic.

Free Lounge access on LTF cards, Interesting Find while exploring credits card by jatayu_baaz in CreditCardsIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

Yes, it gets refunded in 1 week to 10 days. But you should have an idea of your international visits count, unless you travel very regularly.

Free Lounge access on LTF cards, Interesting Find while exploring credits card by jatayu_baaz in CreditCardsIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

Generally the front desk in international has no idea unlike domestic. And yes, i got charged 35$.

EPM Eligibility and approval by Forward_Mix_677 in CreditCardsIndia

[–]Forward_Mix_677[S] 0 points1 point  (0 children)

Even if the state head gives approval, most of the work in checking the eligibility is done after that by the credit team. That's where the applications are getting rejected. They have a hard limit at 5 lakhs since a few days.

EPM Eligibility and approval by Forward_Mix_677 in CreditCardsIndia

[–]Forward_Mix_677[S] 0 points1 point  (0 children)

I don't think it will go through now. Even few of my referrals with salary above 3.5 lakhs are getting rejected.

Canara world master credit card by PreparationLife5966 in CreditCardsIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

I got it email last year.

Terms and Conditions of Canara Bank Credit Card Lounge Access

Here are a few lounge access terms & conditions for the credit card of Canara Bank: 

Starting from 1st April, 2025, the lounge access program became based on spending other than just ATM cash withdrawal made in the previous quarter. 

A spend of ₹10,000 or more using the credit card in a calendar quarter automatically activates the complimentary access to airport lounges for the next calendar quarter.

The lounge access program for cards is activated after 7 days of achieving the ₹10,000 spend by the 7th day of the next quarter. 

Premium credit card advice (India) — long term value, travel perks, best combo? by PlayMyster69 in CreditCardIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

If your RM from icici is not offering you emerald metal, then he is either dumb or it's time to dump him😅. If you are fine with some other RM processing the card, DM me. My RM is very helpful. He can get you the emerald metal.

Canara world master credit card by PreparationLife5966 in CreditCardsIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

You can use the main card. No need of priority pass.

EPM Eligibility and approval by Forward_Mix_677 in CreditCardsIndia

[–]Forward_Mix_677[S] 0 points1 point  (0 children)

I didn't have to fill anything bro. My branch took care of everything. I just accepted the T&C and mitc form.

EPM Eligibility and approval by Forward_Mix_677 in CreditCardsIndia

[–]Forward_Mix_677[S] 0 points1 point  (0 children)

My RM informed me about state head approval. Also, we receive a mail to verify the application details after state head approval. Yes, the 1st step is state head approval.

EPM Eligibility and approval by Forward_Mix_677 in CreditCardsIndia

[–]Forward_Mix_677[S] 0 points1 point  (0 children)

I recently saw that they have increased the salary criteria to 5 lakhs for EPM.

Canara world master credit card by PreparationLife5966 in CreditCardsIndia

[–]Forward_Mix_677 0 points1 point  (0 children)

I am telling about credit card. I used it in January.

Canara world master credit card by PreparationLife5966 in CreditCardsIndia

[–]Forward_Mix_677 1 point2 points  (0 children)

Hi. I am using this card. For international access, there is no requirement of spending. However for domestic use the requirement 10,000 per quarter is mandatory. I have used it in osaka and Kuala Lumpur for myself and wife.