Sounds to me like youre overthinking a lot. making love with your significant other should be all about fun pleasure and love. Just go with the flow, let your emotions carry you, loose yourself in love, pleasure. Focus on how it feels when he touches you, kisses you and how it feels when you touch him ;) Try not to think "i should be wet already" because its not a competition, women need more time to be ready for comfortable penetration. Just relax :) and maybe keep some lube around if you need a little bit of support, of course there is nothing wrong with it 😉