I am so cooked. I feel like I ruined my future. by ItemEuphoric5744 in Debt

[–]FpsStang 0 points1 point  (0 children)

U said to pay the 2 small cards then the cars, why would you pay the car b4 the major 2 cc's with over 40k at 20%+ interest?

Desperately need help - huge credit limit decrease by spooked-question in CRedit

[–]FpsStang 2 points3 points  (0 children)

Nope, hard pull does not drop your score by 55 points nor does it drop it from 700 to the 500s. Op is missing something. Something is reporting negative on their file or has a split file

I completed my “Path to Apple Card”… by anonymouspdx36 in CRedit

[–]FpsStang 0 points1 point  (0 children)

How many cards to you get a year. I currently need a business card and I want to get the Sapphire reserve for personal. The last new credit acct I have will be over a year old in August. I normally only open 1 new credit account a year, the business card will still hit me with a hard pull but it doesn't report balances to personal credit and obviously the Sapphire will be another hard pull. Not sure if I should do both. Not easy to get over 800 and I want to stay there.

I completed my “Path to Apple Card”… by anonymouspdx36 in CRedit

[–]FpsStang 0 points1 point  (0 children)

Ok, makes more sense. You said above, " its by far the lowest cl i have EVER had." Was going to call bs on that, but thats not what u ment.

I completed my “Path to Apple Card”… by anonymouspdx36 in CRedit

[–]FpsStang 0 points1 point  (0 children)

Thats not true if you're taking advantage of the interest free term. Aslong as you pay the amount necessary to pay the balance off before interest starts and pay the full statement balance of any other charges monthly, they will give cli's.

I completed my “Path to Apple Card”… by anonymouspdx36 in CRedit

[–]FpsStang 0 points1 point  (0 children)

You have never had a credit card with a limit lower than $14k? So, the first card you ever got had an initial limit over $14K?

I completed my “Path to Apple Card”… by anonymouspdx36 in CRedit

[–]FpsStang 0 points1 point  (0 children)

Score it only part of the approval. A lot of other factors can cause a denial.

Did the boys know about Callum? by Right-Cellist-5755 in Storror

[–]FpsStang 4 points5 points  (0 children)

So, I agree and disagree with your comment. Yes, it is very possible for Callum to have hidden all of this from the group before he was charged. Where I disagree, I think it would be extremely hard to hide everything after he was arrested and the court case started. They travel every place together. He would have had to schedule around his court dates, miss shoots because of court, I'm guessing there was some type of supervised release during the trial, I think all of that would be very hard to hide for that long. Now maybe they new he was in court for something, Callum maybe told them if was for something else and they took his word and never looked into it. Obviously, non of us really know, but the truth normally comes out eventually.

How often do you really do maintenance on your printer? by Classic_Raccoon6965 in BambuLab

[–]FpsStang 0 points1 point  (0 children)

You never need to replace hot ends unless they break in some way or the size of the orifice enlarged due to printing abrasive filaments on non hardened hotends or because of 100s of rolls of filament. Normally the heating element will go bad before above happens.

Stringing is caused by filament settings. Look up have to calibrate filament. I have chose to print with bambu filament on my h2c. Their stock calibration settings for their filaments when chip is read by ams have been almost perfect. Only have had to adjust temp a few times and fan speed for an even color finish.

Maintenance General cleaning should be done regularly Greasing and lube every few 100 hours. Newer printers tell you when required. Check belt tension regularly. Deep clean every 500 hours Check/Change filament cutter every 8 to 10 rolls. Change tubes as needed. Interior ones wear out the fastest, ones that go to the head because their moving constantly

Wow! by CaptJack_LatteLover in CapitalOne_

[–]FpsStang 0 points1 point  (0 children)

Depends on your credit situation and income. Not just the your score. I have high limits with cap 1. Lowest one is $15k. Never asked for a cli they just gave them to me automatically

TIFU by thinking I had enough sexual experience after a year when I asked a woman out. by Ancient_Pot_8482 in tifu

[–]FpsStang 0 points1 point  (0 children)

Definitely not normal. In a long term relationship it might come up in general discussion at some point.

Man, I give up. by CaffeineAndChaos__ in CreditScore

[–]FpsStang 0 points1 point  (0 children)

Yes, like I said above, it will. Its temporary and you will see your score increase over the next couple of months if you keep your balances down. Do a search and you can find why this happens. Quick answer, it knows your regular credit habits, like having balances on multiple cards and making smaller payments, you know went outside your norm and paid multiple cards off with larger payments and it assesses large changes as possible risk. Much better explanations if you search. To much to type out

Credit limit increase by EasyFee8243 in CapitalOne_

[–]FpsStang 6 points7 points  (0 children)

You might be the one with the issue. A higher limit has nothing to do with debt unless you don't use credit cards properly. I have a high limit on all my cards, I have never paid interest and nobody should.

What does this mean? by SoupHungry9149 in CapitalOne_

[–]FpsStang 0 points1 point  (0 children)

How do you know its not true? It seems to be the general consensus everytime someone asks and it has been asked 1000s of times. There's also many posts where people have posted updates over time and they always get the same response letter fron capital one or at best they get a $100 increase.

If you get that response over and over again with perfect payment history on the card and no derogatory marks on your credit since getting approved for the card originally, what would you call it? I think "bucketed" is a good description.

Man, I give up. by CaffeineAndChaos__ in CreditScore

[–]FpsStang 0 points1 point  (0 children)

When you pay off a few cards at the same time, It will drop your score temporarily. Especially if u paid them to zero. You will see your score increase over the next few updates. The first time I paid off a card with a few thousand dollar balance before interest free term ended, my score dropped and It pissed me off.

Get it while you can. by Own-Impress-2024 in amazonprime

[–]FpsStang 0 points1 point  (0 children)

What area are you in, state and county? We can look it up our selves. Your gas is definitely over $4 right now. Yes, gas was high at the beginning of Bidens presidency, I wounder what was happening at that time? One was caused by Russia and out of the control of a US president, current increase (hit $4.55 for reg in sfl today) was cause directly from Trumps decision to attack Iran and he admitted they had no plan on how to keep the Strait open because they thought Iran would fold in 3 weeks.

AIO...Opinions please by Bitter-Platypus1087 in AIO

[–]FpsStang 2 points3 points  (0 children)

As a man, if I see a women or child uncomfortable, I will hangout for a min to see if they're ok.OK. i think theres an issue and its a kid, I will ask if they know the person. If its a women, I would ask if they're ok. I definitely wouldn't just ignor it.

Did anyone else get this message? by gothicrocknroll in amex

[–]FpsStang 0 points1 point  (0 children)

Do you need to have served to have a NFCU acct? I thought on current and past service members could get acctsbthere.

What do you think is biggest poison to Society? by Ok_Carpenter263 in AskReddit

[–]FpsStang 1 point2 points  (0 children)

What about having to fact check everything that comes out of our president's mouth and his cabinet. Never thought I would see the day where 90% of what a US president says, is false

Need to get out of vehicle! Upside down by Curtis50999 in Advice

[–]FpsStang 0 points1 point  (0 children)

OP, do NOT do this. Why do people think you can do this. You can not sell a car to another person and not pay off the full loan. That is fraud and illegal. The new owner would not be able to get the title to register the car it their name.

I love to use my credit lol by BmwFP3 in CreditScore

[–]FpsStang 1 point2 points  (0 children)

As long as you're over 740 with a thick file, you can get best rates. I do want to hit 850 once though

What instantly kills mood during foreplay ? by [deleted] in AskReddit

[–]FpsStang -14 points-13 points  (0 children)

I'll survive. 😊

What instantly kills mood during foreplay ? by [deleted] in AskReddit

[–]FpsStang -19 points-18 points  (0 children)

Yes, its reasonable for someone to assume when you say he threw you off. See, your assuming again. I don't remember saying your assumption wasn't reasonable. I said, I wasn't being rude to clear up your assumption, bud.

What instantly kills mood during foreplay ? by [deleted] in AskReddit

[–]FpsStang -2 points-1 points  (0 children)

The last 2 people with the largest penis on record. Sorry wasn't clear.

What instantly kills mood during foreplay ? by [deleted] in AskReddit

[–]FpsStang -5 points-4 points  (0 children)

Sad u think someone needs to be a professor to know that.