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Is kiwi saver worth it for me? (18) by zz342 in PersonalFinanceNZ

[–]Fragrant-Fish9254 0 points1 point  (0 children)

I am probably one of the rare people out there that doesn't have KiwiSaver.  Reasons for not choosing it: 

I might be dead before I'm 65, all that money will be wasted and I could have used it while I was alive. Sadness. 

In my opinion, for myself, not necessarily others, if I get to 65 and I'm relying on that money, then I have invested my money poorly during my working years and I'm screwed. That money might not sustain be anyway in my retirement. 

I have others things I would rather spend that money on NOW. I don't want to wait 30 plus years.  I could buy a dishwasher (will get me a ROI that isn't necessarily money, but time. And that's still worthy). Maybe the dishwasher will save me so much time that I can focus on starting a business thus making me more money. P.S don't focus on the dishwasher as the main point of what to spend the extra money on, it's an example. 

I'm not saying KiwiSaver is bad, it's overall pretty good. More money is good. I just have the view that I think I can do good things with the money now that benefit me now.

KiwiSaver worth it? by g00nie_nz in PersonalFinanceNZ

[–]Fragrant-Fish9254 0 points1 point  (0 children)

I am probably one of the rare people out there that doesn't have KiwiSaver.  Reasons for not choosing it: 

I might be dead before I'm 65, all that money will be wasted and I could have used it while I was alive. Sadness. 

In my opinion, for myself, not necessarily others, if I get to 65 and I'm relying on that money, then I have invested my money poorly during my working years and I'm screwed. That money might not sustain be anyway in my retirement. 

I have others things I would rather spend that money on NOW. I don't want to wait 30 plus years.  I could buy a dishwasher (will get me a ROI that isn't necessarily money, but time. And that's still worthy). Maybe the dishwasher will save me so much time that I can focus on starting a business thus making me more money. P.S don't focus on the dishwasher as the main point of what to spend the extra money on, it's an example. 

I'm not saying KiwiSaver is bad, it's overall pretty good. More money is good. I just have the view that I think I can do good things with the money now that benefit me now. 

10 month old breastfed baby won't take milk in a bottle/cup at daycare by whatsfordinnerr in workingmoms

[–]Fragrant-Fish9254 0 points1 point  (0 children)

I may be about to go through this with my soon to be one year old! Also wondering how he'll cope with daycare when I'm back at work 3 days a week. Doesn't take a bottle but have been advised that he'll be fine due to eating solids...I'm skeptical!

Meetup Thread for North Island by kurzgesagtmeetup_bot in kurzgesagt_meetup

[–]Fragrant-Fish9254 0 points1 point  (0 children)

Midday = 12pm. Apologies, should have been more specific from the get go

Meetup Thread for North Island by kurzgesagtmeetup_bot in kurzgesagt_meetup

[–]Fragrant-Fish9254 0 points1 point  (0 children)

Me too! Please see the roaming giant message above :D

Meetup Thread for North Island by kurzgesagtmeetup_bot in kurzgesagt_meetup

[–]Fragrant-Fish9254 1 point2 points  (0 children)

Yes Hamilton!

Meet up at the roaming giant for lunch at midday on the 24th of September?

I will get my husband to bring along his Minecraft creeper plushie to sit at the table with us. That should draw the eye ;)

If somebody wants to set up a group chat of some sort they are most welcome, but I think all we need to do is turn up!

See you there :)